The Insurancy Blog
Insights that make insurance simple
266 expert guides, company reviews and original studies. Written and reviewed by licensed insurance agents.
Category:All articles266
Life InsuranceLife Insurance for Married Couples
Life insurance is a wise financial investment for most adults. However, many married couples may wonder if the monthly costs are worth the security life insurance can provide.
Brian Greenberg•Updated Nov 2022
Life InsuranceShould You Have Life Insurance After You Retire?
Purchasing life insurance is a must for many people, especially if they have young children or a dependent spouse relying on them financially.
Brian Greenberg•Updated Nov 2022
Life InsuranceWhat Is Supplemental Life Insurance?
Purchasing life insurance is an effective way to protect your family from financial distress when you pass away. However, the wide range of options available makes choosing the right policy confusing.
Brian Greenberg•Updated Nov 2022
Business InsuranceWhat Is Business Overhead Expense (BOE) Insurance?
If you own a business, you likely pay overhead each month to keep it running. Overhead expenses include items such as rent, taxes, utilities, equipment maintenance, and employee salaries.
Brian Greenberg•Updated Nov 2022
Business InsuranceWhat Is Business Personal Property Insurance?
Business personal property insurance protects businesses against losses caused by theft, fire, vandalism, and other events that result in damaged goods.
Brian Greenberg•Updated Nov 2022
Business InsuranceWhat Is Professional Liability Insurance?
Most businesses have general liability insurance that protects your company (or the one you work for) from claims against bodily injury or property damage caused by the products or services provided. General liability also covers harm arising from daily operations.
Brian Greenberg•Updated Nov 2022
Business InsuranceWorkers' Compensation Insurance Guide
Workers' compensation is an employer-funded insurance program that provides benefits to employees with work-related injuries or health conditions.
Brian Greenberg•Updated Nov 2022
Car Insurance6-Month VS. 12-Month Auto Insurance Policies
Car insurance companies offer policies with different term lengths. The two most common are 6 months and 12 months. Both types have benefits and drawbacks. Here are the answers to the most common questions about 6-month vs. 12-month auto insurance policies.
Brian Greenberg•Updated Nov 2022
Car InsuranceCan I Get Auto Insurance On a Rebuilt Title?
Cars with rebuilt titles are appealing because of the savings buyers see over buying a similar vehicle with a clean title. However, making one street legal isn't as straightforward
Brian Greenberg•Updated Nov 2022
Car InsuranceBest Car Insurance for 16-Year-Olds
Becoming a licensed driver is exciting, but it also comes with expenses. One of the biggest expenses for 16-year-old drivers or their families is car insurance.
Brian Greenberg•Updated Nov 2022
Car InsuranceBest Car Insurance for 17-Year-Olds
Insuring a teen driver can be a big expense, potentially costing thousands per year. Families with a 17-year-old driver in the home do have options for saving money, though.
Brian Greenberg•Updated Nov 2022
Car InsuranceBest Car Insurance for 18-Year-Olds
Whether you're just getting your license or looking into the expense of moving out and living on your own after graduation, car insurance costs can be a big consideration.
Brian Greenberg•Updated Nov 2022
Car InsuranceBest Car Insurance For 19-Year-Olds
On average, people pay around $140 per month for car insurance. Many factors impact the cost for each individual, though, including the type of coverage purchased and what kind of car is being covered.
Brian Greenberg•Updated Nov 2022
Car InsuranceBest Car Insurance For 20-Year-Olds
If you've already been driving for a while by the time you get to your 20th birthday, you probably already know that auto insurance can be expensive for young people.
Brian Greenberg•Updated Nov 2022
Car InsuranceBest Car Insurance For 21-Year-Olds
Turning 21 is often seen as a milestone for adulthood, as society starts viewing you as an adult more than ever before.
Brian Greenberg•Updated Nov 2022
Car InsuranceBest Car Insurance For 22-Year-Olds
There are many reasons a 22-year-old might be in the market for car insurance. Perhaps you just graduated college and are moving to a new state for your first real-world job.
Brian Greenberg•Updated Nov 2022
Car InsuranceCan You Insure a Car You Don’t Own?
In most cases, car insurance policies are designed to cover a car owned by the policyholder.
Brian Greenberg•Updated Nov 2022
Car InsuranceCar Insurance Rates for Married VS. Single Drivers
Your marital status can impact what you pay for auto insurance. Car insurance companies consider married drivers to be more financially stable and more risk-averse than unmarried drivers. Both of these factors signal less risk to the insurance company, which translates to lower premiums for the driver.
Brian Greenberg•Updated Nov 2022
Car InsuranceDo I Need Insurance to Register a Car?
Everyone knows that across most of the country you need car insurance to drive a vehicle. But what about when you first purchase a vehicle? Do you need insurance to register it at your local department of motor vehicle office? The answer varies based on where you are.
Brian Greenberg•Updated Nov 2022
Car InsuranceDoes Auto Insurance Follow Car or Driver?
Your marital status can impact what you pay for auto insurance. Car insurance companies consider married drivers to be more financially stable and more risk-averse than unmarried drivers. Both of these factors signal less risk to the insurance company, which translates to lower premiums for the driver.
Brian Greenberg•Updated Nov 2022
Car InsuranceUnderstanding Collision Auto Insurance Coverage
How much your auto insurer pays in the event of a collision depends on the details of your policy. The same is true for how much you might end up out of
Brian Greenberg•Updated Nov 2022
Car InsuranceUnderstanding Comprehensive Insurance
Comprehensive insurance covers most of the bad things that can happen to your vehicle, except for traffic collisions. If your paint job gets damaged by hail, your car is vandalized, or a bear breaks in and destroys the interior, it's your comprehensive insurance that will pay for the damages.
Brian Greenberg•Updated Nov 2022
Car InsuranceWhat is the Best Car Insurance For Commuters?
Commuting to and from work every day can put miles on your car quickly. For that reason, commuters often pay more for car insurance than people who only drive their cars for pleasure.
Brian Greenberg•Updated Nov 2022
Car InsuranceWhat Is the Best Car Insurance With a Bad Driving Record?
A bad driving record can raise your car insurance rates. When you have accidents and moving violations, auto insurance companies consider you a higher risk, and they charge more in premiums to compensate for that risk.
Brian Greenberg•Updated Nov 2022