Homeowners insurance is a contract that protects your home and possessions from fire, theft, storms, and liability claims. Required by every U.S. mortgage lender. The average premium for $300,000 dwelling coverage is $1,754 per year as of 2024, per the National Association of Insurance Commissioners.

Brian Greenberg•Updated Jun 2026

Home & Renters

Renter's Insurance Guide

Renter's insurance can give you peace of mind that you're protected in case of theft, extreme weather, and accidents occurring in your home. Learn what renter's insurance is, what it does and doesn't cover, and how to find a policy.

Brian Greenberg•Updated Nov 2022