The Insurancy Blog
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266 expert guides, company reviews and original studies. Written and reviewed by licensed insurance agents.
Category:Guides11
Guides
11 articles found
Business InsuranceBusiness Insurance Guide
Business insurance is a portfolio of policies that protects a company from financial loss due to property damage, lawsuits, employee injuries, professional errors, and cyber attacks. The most common policies are general liability (GL), Business Owner's Policy (BOP), workers compensation, and professional liability (E&O).
Brian Greenberg•Updated Jun 2026
Car InsuranceCar Insurance Buyers Guide
Car insurance is a contract that pays for damage to your vehicle, injury to others, and liability claims from accidents you cause. Required in 49 of 50 states (New Hampshire is the exception). The average U.S. driver pays $1,895 per year for full coverage as of 2024.
Brian Greenberg•Updated Jun 2026
Disability InsuranceDisability Insurance Guide
Disability insurance replaces a portion of your income (typically 50 to 70 percent) if you cannot work due to a covered illness or injury. According to the Social Security Administration, about 1 in 4 workers will experience a disabling event before retirement age. Without coverage, the financial consequences are often catastrophic.
Brian Greenberg•Updated Jun 2026
More GuidesRenters Insurance Buyers Guide
Renters insurance is a contract that covers your personal belongings, liability, and additional living expenses while renting an apartment or house. It does NOT cover the building structure (that is the landlord's responsibility). The average U.S. renter pays $15 to $25 per month for $30,000 of personal property coverage with $100,000 liability.
Brian Greenberg•Updated Jun 2026
Health InsuranceHealth Insurance Guide
Health insurance is a contract that pays a portion of your medical care, prescription drugs, and preventive services in exchange for monthly premiums. Most Americans get coverage through employers, the federal health insurance marketplace (Healthcare.gov), Medicaid, Medicare, or directly from carriers.
Brian Greenberg•Updated Jun 2026
Home & RentersHomeowners Insurance Guide
Homeowners insurance is a contract that protects your home and possessions from fire, theft, storms, and liability claims. Required by every U.S. mortgage lender. The average premium for $300,000 dwelling coverage is $1,754 per year as of 2024, per the National Association of Insurance Commissioners.
Brian Greenberg•Updated Jun 2026
MedicareMedicare Guide
Medicare is federal health insurance for U.S. adults age 65+ and certain qualifying disabled individuals. Original Medicare has four parts: Part A (hospital), Part B (outpatient), Part C (Medicare Advantage), and Part D (prescription drugs). Medigap supplements (Plans A through N) fill coverage gaps in Parts A and B.
Brian Greenberg•Updated Jun 2026
MotorcycleMotorcycle Insurance Guide
Motorcycle insurance is a contract that covers liability, collision damage, theft, and riding gear for motorcycles, scooters, and ATVs. It is required by law in 49 of 50 U.S. states. The average rider pays around $700 per year, but rates vary widely by bike type, rider age, and state.
Brian Greenberg•Updated Jun 2026
Life InsuranceJoin a Group That Offers Life Insurance - A Complete Guide
While group life insurance policies have been declining for the last decade, it offers various benefits you can’t find in individual life insurance policies.
Brian Greenberg•Updated Apr 2023
Pet InsuranceWhat Pet Insurance Does Doesn't Cover
Find The Best Policy Find The Best Policy Start If getting health insurance for your furry friend has been on your mind, it pays to know what is generally covered and what isn't.
Brian Greenberg•Updated Feb 2023
Life InsuranceBest Indexed Universal Life Companies - A Complete Guide
Indexed universal life insurance provides permanent life insurance protection, cash-value accumulation, and growth - via fixed and indexed accounts.
Brian Greenberg•Updated Jul 2022