AIG no longer sells life insurance under the AIG brand: its life and retirement division became Corebridge Financial, which went public in 2022 and completed its separation from AIG. Policies continue to be issued by American General Life Insurance Company, rated A (Excellent) by A.M. Best. Existing AIG life policies remain fully in force, and the product shelf, led by Select-A-Term with its 18 term-length choices and the QoL living benefit riders, continues under the Corebridge name.

Brian Greenberg•Updated Jul 2026

Company Reviews

Allstate Life Insurance Review - Sold to Everlake in 2021

Allstate, famous for auto and home coverage, no longer underwrites its own life insurance. It sold Allstate Life Insurance Company and related annuity businesses to Blackstone-managed entities in 2021, and those operations were renamed Everlake Life. Existing Allstate life policies remain in force and are serviced by Everlake, while Allstate agents today refer life shoppers to third-party carriers.

Brian Greenberg•Updated Jul 2026

Company Reviews

American Amicable Life Insurance Review - No-Exam Term

American Amicable is a Waco, Texas insurer with roots to 1910 that specializes in simplified-issue products sold through independent agents: no-exam term (including its Term Made Simple line), final expense whole life, and mortgage protection coverage. Underwriting relies on health questions plus database checks, making it a practical placement for applicants who want to skip the exam or carry moderate health histories.

Brian Greenberg•Updated Jul 2026

Company Reviews

Americo Life Insurance Review - Mortgage Protection Focus

Americo Financial Life and Annuity, headquartered in Kansas City with corporate roots tracing to 1906, is one of the biggest names in agent-sold mortgage protection term life. Its shelf also includes final expense whole life (the Eagle series) and universal life, all built around simplified, no-exam underwriting and independent agent distribution. Americo fits homeowners approached about mortgage protection and final expense buyers, though comparing against level term always belongs in the process.

Brian Greenberg•Updated Jul 2026

Company Reviews

Bestow Life Insurance Review - No Longer Selling Policies

Bestow, once a leading direct-to-consumer no-exam term startup, no longer sells life insurance to the public. The company pivoted to providing underwriting and policy technology to insurers. Term policies Bestow sold were issued by North American Company for Life and Health (a Sammons company) and remain fully in force. Shoppers who liked Bestow's instant no-exam experience have strong current alternatives, led by Ethos.

Brian Greenberg•Updated Jul 2026

Company Reviews

Colonial Penn Life Insurance Review

Colonial Penn is an A rated (Excellent) life insurer founded in 1968 in Philadelphia and owned by CNO Financial Group. It is best known for the heavily televised $9.95 per unit guaranteed acceptance whole life program for ages 50 to 85, which asks no health questions but pays a graded benefit in the first two years. The catch every shopper should understand: a unit is not a fixed amount of coverage, and the same $9.95 buys less coverage the older you are.

Brian Greenberg•Updated Jul 2026

Company Reviews

Columbian Mutual Life Review - Acquired by JAB in 2025

Columbian Mutual Life Insurance Company, a New York insurer with roots to 1882 known for final expense and simplified-issue coverage, entered rehabilitation under the New York regulator after financial strain, and in November 2025 JAB Insurance agreed to acquire Columbian and its subsidiary, taking the company out of rehabilitation. Existing policies continue under regulatory protection. Final expense shoppers today should compare active specialists.

Brian Greenberg•Updated Jul 2026

Company Reviews

Companion Life of New York Review - Mutual of Omaha Arm

Companion Life Insurance Company of New York is the New York-licensed carrier through which Mutual of Omaha serves New York residents. Because New York requires a separately licensed entity, New Yorkers buying Mutual of Omaha's well-regarded term and final expense products receive policies on Companion Life paper, with the same underwriting philosophy and the backing of the Mutual of Omaha organization.

Lisa A Koosis•Updated Jul 2026

Company Reviews

Costco Life Insurance Review - Protective Member Program

Costco's life insurance offering has been a member benefit program providing term life insurance through Protective Life, with pricing perks for Executive members. The coverage itself is standard Protective term, a strong, competitively priced product, with the Costco wrapper adding member conveniences. Program availability and terms can change, so members should verify current details through Costco Services, and every shopper should still compare two or three carriers before buying.

Brian Greenberg•Updated Jul 2026

Company Reviews

Fabric by Gerber Life Review - Term Life for Parents

Fabric by Gerber Life is a digital life insurance brand aimed squarely at young parents, offering term policies with accelerated no-exam underwriting for qualifying applicants, plus free extras like online wills and family finance tools. Policies are issued within the Gerber Life family, part of Western & Southern Financial Group. Fabric fits busy parents who want solid term coverage and estate basics handled in one sitting.

Brian Greenberg•Updated Jul 2026

Company Reviews

Family Life Insurance Review - ManhattanLife Group Carrier

Family Life Insurance Company, founded in 1949 and today part of the ManhattanLife group of companies, is a niche carrier known for mortgage protection term and simplified-issue whole life sold through independent agents. Its products emphasize easy underwriting and agent service rather than rock-bottom pricing, making it one of several reasonable placements in the simplified-issue segment.

Lisa A Koosis•Updated Jul 2026

Company Reviews

Fidelity Life Review - RAPIDecision Term, Now Part of iA

Fidelity Life Association, the Chicago-area insurer founded in 1896 and known for its RAPIDecision product family, became part of Canada's iA Financial Group through the 2024 acquisition of its parent, Vericity. RAPIDecision term issues quickly with partial coverage up front, a distinctive hybrid: a portion of the death benefit starts immediately while the remainder can depend on completing underwriting. It fits shoppers who want coverage in force fast.

Brian Greenberg•Updated Jul 2026

Company Reviews

Genworth Life Insurance Review - No New Policies

Genworth Financial no longer sells life insurance. The company suspended new sales of traditional life insurance products in 2016 and wound down its remaining life and annuity sales in the years that followed, refocusing on long-term care insurance and its Enact mortgage insurance business. Existing Genworth life policies remain in force and continue to be serviced, but shoppers looking for coverage today need to compare active carriers.

Brian Greenberg•Updated Jul 2026

Company Reviews

Great Western Life Insurance Review - Exited the Market

Great Western Insurance Company, a Utah-based final expense specialist, no longer sells new life insurance policies. Existing policies remain in force and continue to be serviced. Final expense shoppers today should compare active specialists such as Mutual of Omaha and Aetna's Accendo brand, which offer similar simplified-issue burial coverage.

Brian Greenberg•Updated Jul 2026

Company Reviews

John Hancock Life Insurance Review

John Hancock is an A+ rated (Superior) life insurance company founded in 1862 in Boston and owned by Canada-based Manulife since 2004. Its signature feature is the Vitality wellness program, which discounts premiums and pays rewards for healthy behavior, and its Aspire program is purpose-built for people living with diabetes. John Hancock sells term, universal life, indexed UL, and variable UL.

Brian Greenberg•Updated Jul 2026

Company Reviews

Kemper Life Insurance Review - Small Whole Life Policies

Kemper Corporation remains active in life insurance through its Kemper Life business, even after exiting its preferred home and auto lines in 2023. Kemper Life descends from the home service tradition: small whole life policies aimed at working families, historically sold and serviced by local agents. Coverage amounts are modest and per-dollar pricing is high compared with term, so the products fit final expense needs more than income replacement.

Brian Greenberg•Updated Jul 2026

Company Reviews

Liberty Bankers Life Review - Final Expense and Annuities

Liberty Bankers Life Insurance Company, headquartered in Dallas, is a growing insurer focused on simplified-issue final expense whole life and fixed annuities sold through independent agents. Its final expense line uses tiered acceptance so applicants with tougher health histories still find an offer, and its SIMPL-style simplified products emphasize fast, no-exam decisions.

Brian Greenberg•Updated Jul 2026

Company Reviews

Lincoln Financial Life Insurance Review

Lincoln Financial Group is an A rated (Excellent) insurer founded in 1905 in Fort Wayne, Indiana, with the life business written through The Lincoln National Life Insurance Company. It is best known for TermAccel, a lab-free accelerated underwriting term product, the LifeElements term series, and a deep bench of universal, indexed, and variable universal life products used in estate and business planning.

Brian Greenberg•Updated Jul 2026

Company Reviews

Madison National Life Review - Group and Worksite Carrier

Madison National Life Insurance Company, founded in 1961 in Madison, Wisconsin, has been a subsidiary of Horace Mann Educators Corporation since 2022. It is not a retail consumer carrier: its business centers on group life, disability, and specialty worksite coverage, historically strong in the education sector. Individuals encounter Madison National through employer benefits rather than personal policies.

Lisa A Koosis•Updated Jul 2026

Company Reviews

MetLife Life Insurance Review - Individual Sales Ended

MetLife, founded in 1868 and one of the most recognizable names in American insurance, no longer sells individual life insurance to consumers. It spun off its U.S. retail business as Brighthouse Financial in 2017; existing retail policies are administered by Brighthouse, while MetLife continues to be a leader in group life insurance offered through employers. Shoppers who come looking for MetLife individual coverage today should compare current top-rated carriers instead.

Brian Greenberg•Updated Jul 2026

Company Reviews

Nassau Financial Review - Annuities and Phoenix Legacy

Nassau Financial Group, founded in 2015 and headquartered in Hartford, Connecticut, is best understood in two parts: a growing fixed annuity business sold through agents, and the servicing home of legacy life insurance blocks, most notably the former Phoenix Companies policies it acquired. Consumers encounter Nassau either as annuity shoppers or as holders of older Phoenix-era life policies now serviced under the Nassau name.

Brian Greenberg•Updated Jul 2026

Company Reviews

National Western Life Review - Now Part of Prosperity

National Western Life, the Austin, Texas insurer founded in 1956 and long controlled by the Moody family, was acquired by Prosperity Life Group in an all-cash merger valued at about $1.9 billion, completed in July 2024. The company's life insurance and annuity obligations continue under Prosperity's ownership. National Western historically emphasized annuities and universal life, with international life business as a distinctive niche.

Brian Greenberg•Updated Jul 2026

Company Reviews

Primerica Life Insurance Review

Primerica is an A+ rated (Superior) life insurer founded in 1977 and headquartered in Duluth, Georgia. It sells term life insurance exclusively, no whole life or universal life, through a network of more than 140,000 licensed representatives, built around the Buy Term and Invest the Difference philosophy. Coverage is solid and the company is financially strong, but policies are only available through a Primerica rep and pricing is often higher than broker-sold term.

Brian Greenberg•Updated Jul 2026

Company Reviews

Principal Life Insurance Review - Exited Retail in 2021

Principal Financial Group, the A+ rated Des Moines insurer founded in 1879, no longer sells individual life insurance to retail consumers. After a 2021 strategic review, Principal exited the U.S. retail consumer life market to focus on retirement plans, asset management, and business-market insurance such as key person and buy-sell coverage. Existing retail policies remain in force and serviced. Business owners can still buy Principal life products through the business channel.

Brian Greenberg•Updated Jul 2026