Insurancy
About Insurancy

Life Insurance Made Simple

Insurancy is an independent life insurance brokerage founded in 2005 by Brian Greenberg. We represent 50+ A-rated carriers and have helped over 20,000 families across all 50 states find honest, transparent coverage at competitive prices.

Trusted by thousands for honest guidance, top-rated carriers, and a no-pressure online experience.

Get a Free Quote
A family enjoying time together at home
20+
Years
In the insurance industry
10,000+
Five-star customer reviews
20,000+
Policies sold online
Our Founding Principles

Built on four principles

Insurancy was founded to fix what is broken about buying insurance. Confusing products, pushy sales tactics, and prices nobody can verify. We set out to build something different: an independent agency where customers come first, the product shelf is deep, the agents are seasoned, and every quote is honest. These four principles guide every decision we make.

01

Do Right By the Customer

Every recommendation starts with what is genuinely best for you, not what pays us the most. We will tell you when a smaller policy is the right call, when a competitor is a better fit, or when no insurance is needed at all. Your trust is the only thing we cannot afford to lose.

02

The Most Comprehensive Product Line

Term, whole, universal, no-exam, final expense, disability, long-term care, Medicare, health, dental. We represent dozens of top-rated carriers across every major category, so whatever your situation, the right policy is already on the shelf.

03

The Most Experienced Agents

Our licensed agents have decades of combined experience across life, health, and senior products. They have placed coverage with nearly every carrier, navigated complex underwriting, and helped tens of thousands of families get insured. You will never talk to a script.

04

The Best Price On the Right Policy

Because we are independent, we shop the entire market on your behalf and quote real prices from real carriers side by side. The result is the policy that actually fits your life, at a price you can prove is competitive.

Our Mission

Make every customer feel like the most informed, best-served buyer in the insurance market.

Our Values

A Commitment to Ethics and Excellence

As a member of the Million Dollar Round Table (MDRT) Center for Field Leadership, we hold ourselves and our company to the highest ethical standards in the industry. These values guide everything we do at Insurancy.

Client-First Commitment

Put the best interests of clients and advisors above our own.

Professional Growth

Maintain and improve our knowledge, skills, and professional competence.

Confidentiality Guaranteed

Keep all personal and business information 100% confidential.

Transparency You Can Trust

Make full and honest disclosures so clients can make informed decisions.

Quick answer

Insurancy is an independent life insurance brokerage founded in 2005 by Brian Greenberg, with more than 20 years of experience helping families find life insurance online and over the phone. We represent 50+ A-rated carriers across all major product types (term, whole life, universal life, no-exam, final expense, guaranteed acceptance, children's) and are licensed in all 50 U.S. states. As an independent agency, we shop the entire market for each client rather than push a single carrier.

Frequently Asked Questions

About Insurancy

What is Insurancy?+
Insurancy is an independent life insurance brokerage founded in 2005 by Brian Greenberg. We are licensed in all 50 U.S. states and represent 50+ A-rated life insurance carriers across all major product types: term life, whole life, universal life, no-medical-exam, instant-issue, final expense, guaranteed acceptance, children's, accidental death, and policies with living benefits.
Is Insurancy an independent insurance brokerage?+
Yes. Insurancy is independently owned by founder Brian Greenberg and is not captive to any single insurance carrier. We have no exclusivity agreements, no production quotas with specific companies, and no commission overrides that bias our recommendations. This independence is the structural foundation of our "do right by the customer" promise.
How many life insurance carriers does Insurancy represent?+
Insurancy represents more than 50 A-rated life insurance carriers, including all the major mutual companies (MassMutual, Penn Mutual, Guardian Life, Mutual of Omaha, Northwestern Mutual), the leading no-exam carriers (Banner Life, Protective, Symetra, Foresters, Corebridge, Ethos), and the top final-expense carriers (Aetna Accendo, Mutual of Omaha Living Promise, Gerber Life). The full list is available on our carrier reviews page.
In which states is Insurancy licensed?+
Insurancy is licensed to sell life insurance in all 50 U.S. states and Washington, D.C. Each of our licensed agents holds active state licenses for life, health, and accident insurance. License records are publicly available through state insurance department lookup tools.
How does Insurancy make money?+
Insurancy is compensated by the carrier when a policy is issued, not by the customer. Customers never pay Insurancy a fee or surcharge. Carrier commissions are regulated and are typically not the deciding factor when we recommend a product because, as an independent broker, we earn commissions across all the carriers we represent. The right policy for the client and the right policy for the agency are aligned by design.
How much can I save by working with Insurancy?+
Families often save up to 70 percent compared to a single-carrier quote because we shop the entire market in parallel rather than push one carrier. The amount you save depends on your age, health, gender, smoking status, target face amount, and policy duration. Each application is shopped against multiple carriers to identify the most competitive rate for that specific profile.
What life insurance products does Insurancy sell?+
Insurancy sells the full range of life insurance products: 10/15/20/25/30/35/40-year level term, whole life (dividend-paying mutual and simplified-issue), guaranteed universal life (GUL), indexed universal life (IUL), no-medical-exam term and whole life, instant-issue digital term, final expense, guaranteed acceptance, children's whole life, accidental death and dismemberment, and policies with living benefits riders.
How quickly can I get a life insurance quote from Insurancy?+
Anonymous quotes are returned in under 60 seconds for most product types. Detailed quotes from specific carriers (with rate class, riders, and conversion options) are returned within 1 business day. Fully-underwritten applications take 2 to 6 weeks from application to issue depending on the carrier and the medical exam scheduling. No-medical-exam applications often close in 24 to 72 hours.
Does Insurancy follow ethical and compliance standards?+
Yes. Insurancy is a member of the Million Dollar Round Table (MDRT) Center for Field Leadership, which holds members to the highest ethical and continuing-education standards in the industry. We are also bound by state insurance department regulations in every state where we are licensed, and our agents complete annual continuing education to maintain their licenses.
How can I contact Insurancy?+
You can request a free quote on any product page on Insurancy.com and a licensed agent will be in touch within 1 business day. You can also call us during business hours (the phone number is in the header of every page). All quotes and consultations are no-obligation and no-charge.