The Insurancy Blog
Insights that make insurance simple
266 expert guides, company reviews and original studies. Written and reviewed by licensed insurance agents.
Category:All articles266
Car InsuranceWhat to Do If You Get Pulled Over for DUI
The decision to drink and drive could get you in trouble with the law and lead you to jail, especially if you don't know your rights or how to respond to the police officer's questions during the interrogation.
Brian Sloan•Updated Dec 2022
More Guides14 Things to Do When Settling Your Debt With a Creditor or Debt collector
Overdue debt is a real pain, and it can cause a lot of stress and sadness. Calls and letters from debt collectors/creditors can make you feel like you’re
Lyle Solomon•Updated Dec 2022
Business InsuranceDo You Need Business Insurance as an LLC?
Business insurance, also known as commercial insurance, is a broad category of insurance products that offer protection in the event of a covered loss.
Brian Greenberg•Updated Nov 2022
Business InsuranceDoes Business Insurance Cover Theft?
If you're looking to protect your business from the unfortunate but real risk of theft or fraud, you need to look beyond typical business owners and general liability policies.
Brian Greenberg•Updated Nov 2022
Business InsuranceDoes Personal Auto Insurance Cover a Business Vehicle?
Lines between personal and business vehicles may blur for sole proprietors and people with side hustles such as driving for food delivery or ride-sharing apps
Brian Greenberg•Updated Nov 2022
Business InsuranceIs Employer's Liability Insurance the Same as Workers' Compensation?
According to research conducted by the United States Small Business Association, between 36% and 53% of small businesses are involved in litigation at any given time, that's around 30,000 businesses per year.
Brian Greenberg•Updated Nov 2022
Business InsuranceWhat Insurance Is Needed for Small Businesses?
As the owner of an established small business, having the right insurance ensures you're well protected from financial loss.
Brian Greenberg•Updated Nov 2022
Business InsuranceWhat Is General Liability Insurance for Small Businesses?
As a small business owner, you need insurance to protect your business against unexpected things that might happen at your location.
Brian Greenberg•Updated Nov 2022
Business InsuranceWhat Is Hazard Insurance for Businesses?
From floods to fires and everything in between, you need financial protection in the event of a disaster or other unforeseen circumstance.
Brian Greenberg•Updated Nov 2022
Business InsuranceWhat Is Umbrella Insurance for a Business?
Umbrella insurance provides a business with extra insurance protection to cover claims that exceed the company's liability coverage limits.
Brian Greenberg•Updated Nov 2022
Business InsuranceWhen Do You Need Business Insurance
Needing insurance and not having it can devastate any business.
Brian Greenberg•Updated Nov 2022
Car InsuranceHow To Find Car Insurance When Moving to a New State
Moving from one state to another involves all sorts of tasks, and making any needed changes to your car insurance should be near the top of your to-do list.
Brian Greenberg•Updated Nov 2022
Disability InsuranceIs Long-Term Disability Insurance Worth It?
Long-term disability insurance can provide a financial cushion in case an illness or injury keeps you out of work for an extended time. However, there are a few things to keep in mind before deciding on a long-term disability insurance policy.
Brian Greenberg•Updated Nov 2022
Life InsuranceCan You Use Life Insurance While Alive?
Although life insurance is designed to provide for loved ones upon the death of the insured person, there are some benefits to life insurance the policyholder can take advantage of while still alive. Find out more below.
Brian Greenberg•Updated Nov 2022
Pet InsuranceHealthy Paws Pet Insurance Review
Find The Best Policy Find The Best Policy Start A Healthy Paws pet insurance plan covers your pet in the event of an accident, emergency, or illness, such as cancer or a genetic condition. It is available for dogs and cats under the age of 14 years with no pre-existing conditions.
Brian Greenberg•Updated Nov 2022
Business InsuranceHow Is Workers' Compensation Calculated?
Why and when you need it. What to consider when choosing a package.
Brian Greenberg•Updated Nov 2022
Business InsuranceHow Much Is Commercial Auto Insurance?
For anyone working with a company that provides vehicles for work purposes, commercial auto insurance is non-negotiable.
Brian Greenberg•Updated Nov 2022
Business InsuranceHow Much Is Commercial Trucking Insurance?
Commercial trucking insurance protects truck drivers and business owners in all areas of the trucking business.
Brian Greenberg•Updated Nov 2022
Business InsuranceIs Business Insurance Tax Deductible?
Business insurance is generally tax deductible.
Brian Greenberg•Updated Nov 2022
Business InsuranceIs Workers' Compensation Insurance Taxable?
Workers’ compensation insurance is essential to help people who get injured or become ill due to their job.
Brian Greenberg•Updated Nov 2022
Life InsuranceCan You Cancel a Life Insurance Policy?
Canceling a life insurance policy is possible, and many people consider it when finances get tight and they're worried about paying the premiums.
Brian Greenberg•Updated Nov 2022
Life InsuranceCan You Have Multiple Life Insurance Policies?
When your financial status or family situations change, updating your life insurance is a wise idea.
Brian Greenberg•Updated Nov 2022
Life InsuranceDoes Life Insurance Cover Funeral Expenses?
The beneficiaries of a life insurance policy can certainly use the benefits to pay for their loved one's funeral, since they can use the benefits for anything they want.
Brian Greenberg•Updated Nov 2022
Life InsuranceDoes Life Insurance Cover Suicidal Death?
Losing a loved one to suicide is never easy. In the sad aftermath of a self-inflicted death, your first thoughts are probably not about whether life insurance will cover your loved one's untimely death.
Brian Greenberg•Updated Nov 2022