Whole life insurance is a permanent life insurance policy with locked-in premiums, a guaranteed death benefit, and guaranteed cash-value accumulation that lasts your entire life. Best for lifelong dependents, estate planning, business continuity, and conservative cash-value strategies.

Brian Greenberg•Updated Jun 2026

Medicare

Medicare Guide

Medicare is federal health insurance for U.S. adults age 65+ and certain qualifying disabled individuals. Original Medicare has four parts: Part A (hospital), Part B (outpatient), Part C (Medicare Advantage), and Part D (prescription drugs). Medigap supplements (Plans A through N) fill coverage gaps in Parts A and B.

Brian Greenberg•Updated Jun 2026

Motorcycle

Motorcycle Insurance Guide

Motorcycle insurance is a contract that covers liability, collision damage, theft, and riding gear for motorcycles, scooters, and ATVs. It is required by law in 49 of 50 U.S. states. The average rider pays around $700 per year, but rates vary widely by bike type, rider age, and state.

Brian Greenberg•Updated Jun 2026

Life Insurance

Life Insurance for Overweight & Obese Applicants: 2024 Guide

When you’re overweight, life insurance may look a bit different. Learn more about life insurance for overweight people and how you can lower your rates.

Brian Greenberg•Updated May 2024

Life Insurance

Can I Retake My Life Insurance Medical Exam?

Yes, you can; however, it is up to the underwriters to approve another medical exam and be willing review the new results for a premium adjustment.

Brian Greenberg•Updated May 2023

Life Insurance

Underwriting Your Life Insurance Application

You’re interested in buying a life insurance policy, but you’re wondering how you’re going to be “assessed” during the application process. Well, the application is really just the beginning. The life insurance company takes your application and hands it over to an underwriter...

Brian Greenberg•Updated May 2023

Life Insurance

Join a Group That Offers Life Insurance - A Complete Guide

While group life insurance policies have been declining for the last decade, it offers various benefits you can’t find in individual life insurance policies.

Brian Greenberg•Updated Apr 2023

Life Insurance

Join a Group That Offers Life Insurance

While group life insurance policies have been declining for the last decade, it offers various benefits you can’t find in individual life insurance policies.

Brian Greenberg•Updated Apr 2023

Company Reviews

Colonial Penn Life Insurance Company Review

Colonial Penn is one of the largest advertisers of guaranteed issue life insurance. But, are they actually worth paying more for?

Brian Greenberg•Updated Apr 2023

Life Insurance

Life Insurance Waiting Period

When considering a final expense life insurance policy, it's crucial to carefully review any waiting periods, exclusions, or limitations that may apply.

Brian Greenberg•Updated Mar 2023

Company Reviews

Sagicor Life Insurance Company Review

Sagicor is our favorite company for whole life and IUL policies without a medical exam. Their pricing is excellent, and their application can be completed online.

Brian Greenberg•Updated Mar 2023

Life Insurance

9 Ways Life Insurance Will Not Pay Out

When purchasing a new life insurance policy, many people don’t consider that there could be a specific situation in which the policy does not payout to the beneficiary. If you need help with a life insurance provider not paying.

Brian Greenberg•Updated Mar 2023

Life Insurance

Is Primerica a Pyramid Scheme?

An in-depth review from a past Primerica agent.

Brian Greenberg•Updated Mar 2023

Car Insurance

What to Do When You Get in a Car Accident: A Step-by-Step Guide

This step-by-step guide will provide the necessary information to help you navigate the aftermath of a car accident.

Brian Sloan•Updated Mar 2023

Life Insurance

Life Flight Ambulance Cost

A life flight ambulance will cost up to $25,000. But, there are annual life flight membership programs that will cover this cost for you.

Brian Greenberg•Updated Mar 2023

Life Insurance

Best Life Insurance For Cigar Smokers & Nicotine Users

If you smoke, you probably think that affordable life insurance is not an option. It’s true that smokers pay more for life insurance, but with some effort, you can find a policy that will fit your lifestyle and your budget.

Brian Greenberg•Updated Mar 2023

Life Insurance

Court-Ordered Life Insurance: How To Get Quick Life Insurance For Your Divorce

When you get married, you’re not expecting that one day you will be in court talking about a divorce settlement, but nearly half of all marriages end in divorce.

Brian Greenberg•Updated Mar 2023

Life Insurance

Debunking 21 Myths about Life Insurance

Insurancy is here to debunk 21 common myths about life insurance.

Brian Greenberg•Updated Mar 2023

Life Insurance

How a DUI Affects Your Life Insurance Rates

In addition to your health, your driving record is also considered when you apply for life insurance. Here’s how a DUI affects your life insurance rates.

Brian Greenberg•Updated Mar 2023

Life Insurance

Life Insurance For Estate Planning

One key element in estate planning is the addition of life insurance. A life insurance policy can serve several estate planning purposes at once and the trend of falling prices for life policies has made life insurance an even more attractive part of an estate planning strategy.

Brian Greenberg•Updated Mar 2023

Company Reviews

Prosperity Life Insurance Review

We recommend their products to seniors looking for final expense insurance, which can ease the burden on surviving family members by providing funds for funeral expenses, unpaid medical bills, and other end-of-life obligations.

Brian Greenberg•Updated Mar 2023

Company Reviews

Transamerica Life Insurance Review

We recommend Transamerica to those looking for term life coverage, or for those looking for additional options for investment through their universal life insurance plans.

Brian Greenberg•Updated Mar 2023

Life Insurance

Understanding Graded Whole Life Insurance vs Contestability Period

Graded benefit periods are different than a contestability period in that graded benefits are a period of time at the beginning of a certain life insurance product that removes coverage for 2-3 years for a non-accidental death.

Brian Greenberg•Updated Mar 2023

Studies & Surveys

Life Insurance Statistics (2023) - United States Industry Facts and Figures

Factors such as generation, household income, and race/ethnicity play a role in how consumers perceive life insurance. Let’s take a look at some life insurance stats and facts. They help to tell the story of life insurance and how various consumers perceive, research, and purchase it.

Brian Greenberg•Updated Mar 2023