Table of Contents
Best Instant Term Life Insurance Companies
Applications are completely online, and you receive an underwriting decision instantly.
- Length: 5, 10, 15, 20, 25, and 30-year terms
- Eligible ages: 18 – 64 years old.
- Coverage: $25,000 – $3,000,000.
Company | Recommendation | Rating | Quote |
---|---|---|---|
For people in all health conditions under age 64. | ★★★★★ Ethos Life Review | Go | |
Good for those in excellent and average health. | ★★★★★ Haven Life Review | Go | |
Those wanting over 1 million in coverage | ★★★★☆ Ladder Life Review | Go | |
Those under 50 years old in good to average health. | ★★★★☆ Fabric Life Review | Go | |
For those under 45 years of age in good health. | ★★★★★ Bestow Life Review | Go | |
Best for people in poor health. | ★★★☆☆ TruStage Review | Go |
Best Instant Whole Life Insurance Companies
Applications are completely online, and you receive an underwriting decision instantly.
- Length: Permanent coverage.
- Eligible ages: 45 – 80 years old.
- Coverage amounts: $2,500 – $30,000.
Company | Recommendation | StarRating | Quote |
---|---|---|---|
No health questions Coverage up to 25K 2 year waiting period. | ★★★★★ Gerber Life Review | Go | |
Policies with and without health questions. Coverage up to 10k. Policies with and without a 2-year waiting period. | ★★★☆☆ TruStage Review | Go |
The 2 Types of Instant Life Insurance Coverage
Instant Issue Term Life Insurance
Instant issue term life insurance is best suited for people in:
- Good health between ages 18 and 60.
- For young and healthy individuals.
Note: Rates for instant issue coverage can sometimes be less expensive than a fully underwritten policy. Most instant-issue term policies are less expensive than fully underwritten policies from companies like New York Life, Prudential, or StateFarm.
- Term lengths are 5, 10, 15, 20, and 30 years.
- Coverage ranges from $25,000 to $3,000,000.
Although there’s no medical exam involved, there are still medical questions, and your medical histories are pulled from public records.
Instant Issue Whole Life Insurance
Instant whole life insurance is for those:
- Aged 50 – 75 years
- In average to poor health.
- Coverage amount range from $2,500 to $40,000.
There are two different types:
A guaranteed issue life insurance policy:
- No health questions.
- It is active upon making the first payment.
- Has a modified benefit waiting period.
A final expense life insurance policy:
- Has medical questions.
- It is often approved on the same day.
- Has an immediate full benefit with no waiting period.
How Instant Issue Life Insurance Is Different
No medical exam
Instant issue life insurance does not require a medical exam and provides immediate coverage. That means no needles, no bloodwork, and no urine samples. Instead, underwriting pulls your public records, such as financial and pharmacy records. Aside from these, you’ll be asked to answer a few simple health questions.
No waiting period
Instant term life insurance has no medical exam and no waiting period. When your application is submitted, an application is made in minutes or seconds, depending on the company. With instant issue life insurance, you are buying life insurance online instantly.
This makes instant issue life insurance extremely convenient for these specific cases:
- A business loan that requires a life insurance policy to secure finalization
- A divorce that requires a life insurance policy that lists the children as beneficiaries
- A person that prefers the convenience of a no medical exam life insurance policy.
Cost difference
Instant issue term life insurance has been around for years, but it’s always been 10% to 35% more expensive than term life insurance with a medical exam. However, we have recently added products that offer the same pricing. The decrease in cost is a main reason for the rising popularity of instant life insurance. According to our life insurance study, over 75% of respondents think the price is more important than convenience when buying life insurance.
To illustrate just how small the gap is between instant issue and regular term life insurance, we’ve created the following sample rates.
Example
The following rates are based on a 30-year-old non-smoker male in good health.
Coverage | Instant issue term | Regular term |
---|---|---|
$50,000 | $8.67/mo | $8.55/mo |
$100,000 | $10.25/mo | $9.14/mo |
$250,000 | $15.62/mo | $12.69/mo |
$400,000 | $23.00/mo | $17.20/mo |
How Much Does Instant Issue Life Insurance Cost?
Average instant issue rates for men
The following average instant life insurance quotes were calculated for a healthy man, average size and build, and non-smoker.
Average instant issue rates for men
Age | $50,000 |
---|---|
25 | $8.13 |
30 | $8.67 |
35 | $9.38 |
40 | $10.96 |
45 | $13.38 |
50 | $31.95 |
55 | $47.43 |
Average instant issue rates for women
The following average rates were calculated for a healthy woman, average size and build, non-smoker.
Average instant issue rates for women
Age | $50,000 | $150,000 | $250,000 | $400,000 |
---|---|---|---|---|
25 | $7.38 | $9.88 | $11.25 | $16.00 |
30 | $7.92 | $10.75 | $12.71 | $18.33 |
35 | $8.63 | $11.75 | $14.58 | $21.33 |
40 | $9.83 | $14.50 | $18.96 | $28.33 |
45 | $11.63 | $19.25 | $26.46 | $40.33 |
50 | $29.80 | $77.14 | $124.48 | $195.48 |
55 | $43.15 | $117.17 | $191.20 | $302.23 |
Instant Issue Life Insurance Reviews
Assurity Life Insurance Company
Accidental Death
Accidental Life Insurance
Savings Bank Life Insurance Co of MA
Level Term
10 years
William Penn Life Insurance Co of NY
Penn Term
20 years
United of Omaha Insurance Company
SI - Living Promise W/L (Pay to 100)
To Age 121 Level (No Lapse U/L)
Gerber Life Insurance Company
Guaranteed Life
Guaranteed Acceptance Life Insurance
Savings Bank Mutual Life Ins Co of MA
Guaranteed Whole Life
30 years
Pruco Life Insurance Company
Term Essential
10 year
Independent Order of Foresters
Strong Foundation
10 year
American National Insurance Company
Signature Guaranteed UL
To Age 121 Level (No Lapse U/L)
Mutual Of Omaha
Guaranteed ADvantage
Accidental Life Insurance
Banner Life Insurance Company
OPTerm
20 year
Gerber Life Insurance Company
Guaranteed Life
Guaranteed Acceptance Life Insurance
American National Insurance Company
Signature Whole Life
Whole Life Life Insurance
American National Insurance Company
Signature Term
30 year
American National Insurance Company
Signature Term
20 years
Savings Bank Life Insurance Co of MA
Level Term
20 years
Sagicor Life Insurance Company
Sage Term - No Exam
15 years
Assurity
Term Life
20 year
Foresters Life
Strong Foundation
15 years
Independent Order of Foresters
Strong Foundation
20 years
Assurity
Term Life
15 years
Assurity Life Insurance Company
Term Life
30 years
Protection Plus Life - NCE
LifeShield
Guaranteed Acceptance Life Insurance
True Blue Life Insurance - Underwritten by Lumico
Level Term
20 years
True Blue Life Insurance - Underwritten by Lumico
Level Term
10 years
Sagicor Life Insurance Company
Sage Term - No Exam
20 years
Banner Life
OPTerm
30 year
American National Life Ins Company of NY
Strategy Whole Life
Whole Life Life Insurance
True Blue Life Insurance - Underwritten by Lumico
Level Term
20 years
Insurist Group Life Insurance
TransElite Universal Life
Whole Life Life Insurance
True Blue Life Insurance - Underwritten by Lumico
Level Term
20 years
Insurist Group Life Insurance
TransElite Universal Life
10 years
Assurity Life Insurance Company
Accidental Death
Accidental Life Insurance
American General Life Insurance Company
Select-a-Term
20 years
Gerber Life Insurance Company
Guaranteed Life
Whole Life Life Insurance
Protective Life
Custom Choice UL
20 years
Sagicor Life Insurance Company
Sage Whole Life Standard
Whole Life Life Insurance
Independent Order of Foresters
Strong Foundation
15 year
Mutual Of Omaha
Term Life Expresss
10 years
United of Omaha Insurance Company
Guaranteed ADvantage
Accidental Life Insurance
Independent Order of Foresters
Strong Foundation
30 years
Gerber Life Insurance Company
Life Accident Protection
Accidental Life Insurance
Gerber Life Insurance Company
Gerber Life Grow-Up
Children
Protection Plus Life - NCE
LifeShield
5 years
United of Omaha Insurance Company
Mutual of Omaha Childrens
Children
Gerber Life
Guaranteed Life
Guaranteed Acceptance Life Insurance
Gerber Life Insurance Company
Guaranteed Life
Whole Life Life Insurance
Insurist Group Life Insurance
TRANSSELECT Term10
Mutual Of Omaha
Living Promise
Whole Life Life Insurance
Insurist Group Life Insurance
TransElite Universal Life
GI Universal Life
Great Western Insurance Company
Guaranteed Assurance
Guaranteed Acceptance Life Insurance
Insurist Group Life Insurance
Accidental Death
10 year
Protection Plus Life - NCE
LifeShield
5 years
Independent Order of Foresters
Strong Foundation
30 years
Sagicor Life Insurance Company
Sage Term - No Exam
15 years
Savings Bank Life Insurance Co of MA
Level Term
30 year
Insurist Group Life Insurance
TransElite Universal Life
GI Universal Life
Independent Order of Foresters
Accidental Death
Accidental Life Insurance
Insurist Group Life Insurance
TransElite Universal Life
GI Universal Life
Independent Order of Foresters
Strong Foundation
20 year
Insurist Group Life Insurance
TransElite Universal Life
10 years
William Penn Life Insurance Co of NY
Penn Term
20 years
Protection Plus Life - NCE
LifeShield
5 years
American National Insurance Company
Signature Simplified Issue Term
30 years
United of Omaha Insurance Company
Term Life Expresss
10 year
United of Omaha Insurance Company
Guaranteed ADvantage
Accidental Life Insurance
Insurist Group Life Insurance
TRANSSELECT Term10
10 year
Assurity Life Insurance Company
Term Life
20 years
Insurist Group Life Insurance
TransElite Universal Life
GI Universal Life
American National Insurance Company
Signature Term - No Med
20 years
Independent Order of Foresters
Strong Foundation
20 year
Insurist Group Life Insurance
TransElite Universal Life
Guaranteed Acceptance Life Insurance
Protection Plus Life - NCE
LifeShield
5 years
Protective Life
Custom Choice UL
10 years
Assurity Life Insurance Company
Accidental Death
Accidental Life Insurance
Sagicor Life Insurance Company
Sage Term - No Exam
20 years
Independent Order of Foresters
Strong Foundation
20 years
Insurist Group Life Insurance
TransElite Universal Life
GI Universal Life
Independent Order of Foresters
Your Term
20 years
Independent Order of Foresters
Guaranteed ADvantage
10 year
Assurity Life Insurance Company
Accidental Death
Accidental Life Insurance
Insurist Group Life Insurance
TransElite Universal Life
GI Universal Life
Assurity Life Insurance Company
Term Life
10 years
Mutual Of Omaha
Term Life Expresss
10 years
Assurity Life Insurance Company
Accidental Death
Accidental Life Insurance
Assurity Life Insurance Company
Term Life
30 Yr ROP
Independent Order of Foresters
Strong Foundation
20 years
Sagicor Life Insurance Company
Sage Term - No Exam
20 years
American National Insurance Company
Signature Term - No Med
20 year
Insurist Group Life Insurance
TRANSSELECT Term10
10 years
Assurity Life Insurance Company
Accidental Death
Accidental Life Insurance
Foresters Life
Strong Foundation
10 years
Sagicor Life Insurance Company
Sage Term - No Exam
20 years
Pruco Life Insurance Company
Term Essential
10 year
Sagicor Life Insurance Company
Sage Term - No Exam
20 year
Mutual Of Omaha
Living Promise
Guaranteed Acceptance Life Insurance
Sagicor Life Insurance Company
Sage Universal Life - No Exam
To Age 121 Level (No Lapse U/L)
United of Omaha Insurance Company
Living Promise
Whole Life Life Insurance
Assurity Life Insurance Company
Term Life
20 years
Insurist Group Life Insurance
TransElite Universal Life
GI Universal Life
Gerber Life Insurance Company
Guaranteed Life
Guaranteed Acceptance Life Insurance
Mutual Of Omaha
GI - Max Pay Age 84
Accidental Life Insurance
Sagicor Life Insurance Company
Sage Term - No Exam
10 years
Lincoln National Life Insurance Company
TermAccel
20 year
Sagicor Life Insurance Company
Sage Universal Life - No Exam
10 years
Insurist Group Life Insurance
TransElite Universal Life
Guaranteed Acceptance Life Insurance
Insurist Group Life Insurance
TransElite Universal Life
Guaranteed Acceptance Life Insurance
Gerber Life Insurance Company
Life Accident Protection
Accidental Life Insurance
Savings Bank Life Insurance Co of MA
Level Term
10 years
American General Life Insurance Company
GI - Max Pay Age 84
Guaranteed Acceptance Life Insurance
Foresters
Strong Foundation
30 years
Insurist Group Life Insurance
TransElite Universal Life
Guaranteed Acceptance Life Insurance
United of Omaha Insurance Company
Guaranteed ADvantage
Accidental Life Insurance
Savings Bank Life Insurance Co of MA
Level Term
10 years
Independent Order of Foresters
Strong Foundation
15 years
Assurity Life Insurance Company
Accidental Death
Accidental Life Insurance
Mutual Of Omaha
Term Life Expresss
20 year
Savings Bank Life Insurance Co of MA
Level Term
20 year
Sagicor Life Insurance Company
Sage Term - No Exam
20 year
Insurist Group Life Insurance
TransElite Universal Life
GI Universal Life
William Penn Life Insurance Co of NY
Penn Term
20 years
Insurist Group Life Insurance
TRANSSELECT Term10
10 years
Protection Plus Life - NCE
LifeShield
5 years
Assurity Life Insurance Company
Term Life
20 years
Assurity Life Insurance Company
Term Life
30 years
Insurist Group Life Insurance
TransElite Universal Life
GI Universal Life
Independent Order of Foresters
Strong Foundation
10 year
Assurity Life Insurance Company
Select-a-Term
30 years
Assurity Life Insurance Company
Term Life
20 year
Insurist Group Life Insurance
TransElite Universal Life
Guaranteed Acceptance Life Insurance
Savings Bank Life Insurance Co of MA
Level Term
20 years
Assurity Life Insurance Company
Term Life
20 years
Assurity Life Insurance Company
Accidental Death
Accidental Life Insurance
Gerber Life Insurance Company
Guaranteed Life
Guaranteed Acceptance Life Insurance
United of Omaha Insurance Company
Living Promise
Final Expense Whole Life
Insurist Group Life Insurance
TransElite Universal Life
10 year
Insurist Group Life Insurance
TransElite Universal Life
GI Universal Life
Insurist Group Life Insurance
TransElite Universal Life
Guaranteed Acceptance Life Insurance
Savings Bank Life Insurance Co of MA
Level Term
30 year
Sagicor Life Insurance Company
Sage Term - No Exam
20 years
American National Life Ins Company of NY
Signature Term Express - No Medical
15 years
William Penn Life Insurance Co of NY
Penn Term
20 year
Independent Order of Foresters
Strong Foundation
20 years
Savings Bank Life Insurance Co of MA
Level Term
10 years
Sagicor
Sage Term - No Exam
20 years
Independent Order of Foresters
Strong Foundation
15 years
Savings Bank Life Insurance Co of MA
Level Term
20 year
Independent Order of Foresters
Strong Foundation
15 year
Fidelity Life Association
GI - Max Pay Age 84
Final Expense Whole Life
Savings Bank Life Insurance Co of MA
Level Term
10 years
Independent Order of Foresters
Strong Foundation
10 years
Insurist Group Life Insurance
TRANSSELECT Term10
10 years
Independent Order of Foresters
TransElite Universal Life
30 year
Insurist Group Life Insurance
TransElite Universal Life
GI Universal Life
Insurist Group Life Insurance
TransElite Universal Life
GI Universal Life
Mutual Of Omaha
Living Promise
Children
Insurist Group Life Insurance
TransElite Universal Life
GI Universal Life
Savings Bank Life Insurance Co of MA
Level Term
10 year
Insurist Group Life Insurance
TransElite Universal Life
GI Universal Life
Insurist Group Life Insurance
TransElite Universal Life
10 year
Insurist Group Life Insurance
TransElite Universal Life
Guaranteed Acceptance Life Insurance
Independent Order of Foresters
Strong Foundation
20 years
Sagicor Life Insurance Company
Sage Term - No Exam
10 years
Sagicor Life Insurance Company
Sage Term - No Exam
10 years
Insurist Group Life Insurance
TransElite Universal Life
GI Universal Life
Independent Order of Foresters
Strong Foundation
20 years
Pruco Life Insurance Company
Term Essential
20 year
Mutual Of Omaha
Term Life Expresss
10 years
Assurity Life Insurance Company
Term Life
20 year
Independent Order of Foresters
Your Term
20 years
Gerber Life Insurance Company
Guaranteed Life
Whole Life Life Insurance
Insurist Group Life Insurance
TransElite Universal Life
GI Universal Life
Insurist Group Life Insurance
TransElite Universal Life
GI Universal Life
Assurity Life Insurance Company
Accidental Death
Accidental Life Insurance
Gerber Life Insurance Company
Guaranteed Life
Whole Life Life Insurance
Gerber Life Insurance Company
Guaranteed Life
Guaranteed Acceptance Life Insurance
Insurist Group Life Insurance
TransElite Universal Life
GI Universal Life
American General Life Insurance Company
GI - Max Pay Age 84
Whole Life Life Insurance
Insurist Group Life Insurance
TransElite Universal Life
Guaranteed Acceptance Life Insurance
Assurity Life Insurance Company
Simplified Level
20 years
Assurity Life Insurance Company
Accidental Death
Accidental Life Insurance
American National Life Ins Company of NY
Signature Term Express - No Medical
20 years
Insurist Group Life Insurance
TransElite Universal Life
Guaranteed Acceptance Life Insurance
Gerber Life
TransElite Universal Life
Accidental Life Insurance
Assurity Life Insurance Company
Accidental Death
Accidental Life Insurance
Independent Order of Foresters
Strong Foundation
30 year
Mutual Of Omaha
Guaranteed ADvantage
Accidental Life Insurance
Assurity Life Insurance Company
Simplified Level
30 years
Fidelity Life Association
RD Final Expense
Whole Life Life Insurance
Gerber Life Insurance Company
Guaranteed Life
Guaranteed Acceptance Life Insurance
Sagicor Life Insurance Company
Sage Term - No Exam
20 years
Assurity Life Insurance Company
Accidental Death
Accidental Life Insurance
Insurist Group Life Insurance
TransElite Universal Life
GI Universal Life
Independent Order of Foresters
Strong Foundation
10 years
Savings Bank Life Insurance Co of MA
Level Term
20 years
Savings Bank Life Insurance Co of MA
Level Term
20 years
Independent Order of Foresters
Strong Foundation
30 year
Independent Order of Foresters
Strong Foundation
10 years
Great Western Life Insurance Company
Guaranteed Assurance
Guaranteed Acceptance Life Insurance
Sagicor Life Insurance Company
Sage Term - No Exam
15 years
Independent Order of Foresters
Strong Foundation
10 years
Insurist Group Life Insurance
TRANSSELECT Term10
10 year
Insurist Group Life Insurance
TransElite Universal Life
10 year
Sagicor Life Insurance Company
Sage Term - No Exam
10 years
Independent Order of Foresters
Strong Foundation
10 years
Insurist Group Life Insurance
TransElite Universal Life
10 year
Aetna/American Continental Life Insurance Company
Final Expense - Level Bennefit Plan
Whole Life Life Insurance
Gerber Life Insurance Company
Gerber Life Grow-Up
Children
Gerber Life Insurance Company
Life Accident Protection
Accidental Life Insurance
United of Omaha Insurance Company
Term Life Express ROP
30 Yr ROP
Royal Neighbors of America
Level Benefit
Whole Life Life Insurance
United of Omaha Insurance Company
Term Life Expresss
20 years
American General Life Insurance Company
GI - Max Pay Age 84
Guaranteed Acceptance Life Insurance
Gerber
Life Accident Protection
Accidental Life Insurance
Gerber
Life Accident Protection
Accidental Life Insurance
American National Life Ins Company of NY
Signature Term Express - No Medical
10 year
Assurity Life Insurance Company
Accidental Death
Accidental Life Insurance
Assurity Life Insurance Company
Accidental Death
Accidental Life Insurance
Sagicor Life Insurance Company
Sage Universal Life - No Exam
To Age 121 Level (No Lapse U/L)
United of Omaha Insurance Company
Living Promise
Whole Life Life Insurance
Gerber Life Insurance Company
Guaranteed Life
Guaranteed Acceptance Life Insurance
United of Omaha Insurance Company
Guaranteed ADvantage
Accidental Life Insurance
Assurity Life Insurance Company
Term Life
10 years
Assurity Life Insurance Company
Accidental Death
Accidental Life Insurance
Gerber Life Insurance Company
Accidental Death
Accidental Life Insurance
Independent Order of Foresters
Strong Foundation
10 year
United of Omaha Insurance Company
Guaranteed ADvantage
Accidental Life Insurance
Sagicor Life Insurance Company
Sage Term - No Exam
20 year
Fidelity Life Association
RD Final Expense
Final Expense Whole Life
Assurity Life Insurance Company
Term Life
10 years
Sagicor Life Insurance Company
Sage Term - No Exam
10 year
United of Omaha Insurance Company
Mutual of Omaha Childrens
Whole Life Life Insurance
Assurity Life Insurance Company
Term Life
20 years
American National Insurance Company
Signature Term - No Med
15 year
Assurity Life Insurance Company
Term Life
30 years
Assurity Life Insurance Company
Term Life
20 years
Mutual Of Omaha
Guaranteed ADvantage
Accidental Life Insurance
Great Western Life Insurance Company
Guaranteed Assurance
Guaranteed Acceptance Life Insurance
Assurity Life Insurance Company
Accidental Death
Accidental Life Insurance
Assurity Life Insurance Company
Guaranteed Assurance
Whole Life Life Insurance
Sagicor Life Insurance Company
Sage Term - No Exam
10 years
Assurity Life Insurance Company
Term Life
10 years
Sagicor Life Insurance Company
Sage Term - No Exam
20 years
Great Western Life Insurance Company
Guaranteed Assurance
Guaranteed Acceptance Life Insurance
Foresters Life
Strong Foundation
20 years
Protective Life Insurance Company
Custom Choice UL
30 years
Assurity Life Insurance Company
Term Life
10 years
United of Omaha Insurance Company
Living Promise
Whole Life Life Insurance
Sagicor Life Insurance Company
Sage Term - No Exam
20 year
Great Western Insurance Company
Guaranteed Assurance
Guaranteed Acceptance Life Insurance
Sagicor Life Insurance Company
Sage Term - No Exam
15 years
Mutual Of Omaha
Guaranteed ADvantage
Accidental Life Insurance
Sagicor Life Insurance Company
Sage Term - No Exam
15 year
Assurity Life Insurance Company
Accidental Death
Accidental Life Insurance
Sagicor Life Insurance Company
Rated rates
20 years
NCE Group Life Insurance
NCE Protection Plus
Guaranteed Acceptance Life Insurance
United of Omaha Insurance Company
Term Life Express ROP
30 Yr ROP
Sagicor Life Insurance Company
Sage Term - No Exam
20 years
Sagicor Life Insurance Company
Sage Term - No Exam
20 years
American National Insurance Company
Signature Term - No Med
20 years
AIG/Guaranteed Issue
Select-a-Term
Guaranteed Acceptance Life Insurance
American National Life Ins Company of NY
Signature Term Express - No Medical
30 year
LifeShield
LifeShield
5 years
NCE Group Life Insurance
NCE Protection Plus
5 years
Assurity Life Insurance Company
Term Life
20 year
Foresters Life
Strong Foundation
10 year
United of Omaha Life Insurance Company
Term Life Expresss
20 year
AIG/Guaranteed Issue
GI - Max Pay Age 84
Guaranteed Acceptance Life Insurance
Sagicor Life Insurance Company
Sage Term - No Exam
10 years
Sagicor Life Insurance Company
Sage Term - No Exam
20 year
Sagicor Life Insurance Company
Sage Term - No Exam
20 years
Assurity Life Insurance Company
Term Life
20 years
United of Omaha Life Insurance Company
Living Promise
Guaranteed Acceptance Life Insurance
United of Omaha Life Insurance Company
Guaranteed ADvantage
Accidental Life Insurance
Assurity Life Insurance Company
Accidental Death
Accidental Life Insurance
Sagicor Life Insurance Company
Sage Term - No Exam
20 years
Sagicor Life Insurance Company
Sage Term - No Exam
10 year
Sagicor Life Insurance Company
Sage Term - No Exam
20 year
Independent Order of Foresters
Strong Foundation
10 years
Independent Order of Foresters
Strong Foundation
20 years
Sagicor Life Insurance Company
Sage Term - No Exam
20 year
Assurity Life Insurance Company
Accidental Death
Accidental Life Insurance
United Home Life Insurance Company
Express Issue Deluxe
Whole Life Life Insurance
Foresters
Strong Foundation
20 year
Foresters Life
Strong Foundation
15 years
Assurity Life Insurance Company
Accidental Death
Accidental Life Insurance
Assurity Life Insurance Company
Term Life
20 year
Sagicor Life Insurance Company
Sage Term - No Exam
20 years
Foresters Life
Strong Foundation
20 years
Mutual Of Omaha
Living Promise
Whole Life Life Insurance
Sagicor Life Insurance Company
Sage Term - No Exam
15 years
Assurity Life Insurance Company
Accidental Death
Accidental Life Insurance
NCE Group Life Insurance
NCE Protection Plus
5 years
Assurity Life Insurance Company
Term Life
15 years
Assurity Life Insurance Company
Term Life
30 years
United of Omaha Life Insurance Company
Guaranteed ADvantage
Accidental Life Insurance
NCE Group Life Insurance
NCE Protection Plus
Guaranteed Acceptance Life Insurance
NCE Group Life Insurance
NCE Protection Plus
Guaranteed Acceptance Life Insurance
American National Insurance Company
Signature Guaranteed UL
To Age 121 Level (No Lapse U/L)
Assurity Life Insurance Company
Assurity Critical Illness
Sagicor Life Insurance Company
Sage Term - No Exam
20 years
Sagicor Life Insurance Company
Sage Term - No Exam
20 year
Sagicor Life Insurance Company
Sage Term - No Exam
10 year
American National
Signature Guaranteed UL
To Age 121 Level (No Lapse U/L)
Sagicor Life Insurance Company
Sage Term - No Exam
20 year
American General Life Insurance Company
Life Accident Protection
10 year
United of Omaha Insurance Company
Term Life Expresss
20 years
Sagicor Life Insurance Company
Sage Universal Life - No Exam
Age 121
Sagicor Life Insurance Company
Sage Term - No Exam
20 years
Assurity Life Insurance Company
Accidental Death
Accidental Life Insurance
Banner Life
OPTerm
15 year
Sagicor Life Insurance Company
Sage Term - No Exam
10 year
Assurity Life Insurance Company
Term Life
10 years
Banner Life Insurance Company
OPTerm
30 years
Foresters Life
Strong Foundation
20 years
Assurity Life Insurance Company
Term Life
20 years
United of Omaha Insurance Company
Term Life Expresss
20 year
Fidelity Life Association Company
Accidental Death
Accidental Life Insurance
Foresters Life
Strong Foundation
30 years
Foresters Life
Strong Foundation
10 years
Nassau Re Life Insurance Company
SI-Safe Harbor Term Express
20 years
Sagicor Life Insurance Company
Sage Term - No Exam
10 years
United Home Life Insurance Company
Living Promise
Whole Life Life Insurance
Assurity Life Insurance Company
Term Life
20 years
United of Omaha Insurance Company
Mutual of Omaha Childrens
Whole Life Life Insurance
Gerber Life Insurance Company
Guaranteed Life
Whole Life Life Insurance
Nassau Re Life Insurance Company
SI-Safe Harbor Term Express
20 year
Sagicor Life Insurance Company
Sage Term - No Exam
20 years
Royal Neighbors of America
Essential Life
Whole Life Life Insurance
Independent Order of Foresters
Strong Foundation
10 years
Assurity Life Insurance Company
Accidental Death
Accidental
Independent Order of Foresters
Strong Foundation
30 years
Sagicor Life Insurance Company
Sage Term - No Exam
10 years
Foresters
Strong Foundation
30 years
Assurity Life Insurance Company
Term Life
20 year
Assurity Life Insurance Company
Term Life
30 years
United of Omaha Life Insurance Company
Guaranteed ADvantage
Accidental Life Insurance
Fidelity Life Association
Rapid Decision Express
20 year
Assurity Life Insurance Company
Term Life
20 years
Assurity Life Insurance Company
Term Life
10 years
Sagicor Life Insurance Company
Sage Term - No Exam
20 years
Assurity Life Insurance Company
Accidental Death
Accidental Life Insurance
Independent Order of Foresters
Strong Foundation
10 year
Sagicor Life Insurance Company
Sage Term - No Exam
10 year
Assurity Life Insurance Company
Accidental Death
Accidental Life Insurance
Assurity
Accidental Death
Accidental Life Insurance
Assurity Life Insurance Company
Term Life
30 years
Assurity Life Insurance Company
Accidental Death
Accidental Life Insurance
Sagicor Life Insurance Company
Sage Term - No Exam
10 years
United of Omaha Life Insurance Company
Term Life Expresss
20 year
Independent Order of Foresters
Strong Foundation
10 year
Assurity Life Insurance Company
Accidental Death
20 years
Assurity Life Insurance Company
Term Life
30 years
United of Omaha Life Insurance Company
Accidental Death
Accidental Life Insurance
Assurity Life Insurance Company
Term Life
15 years
Pruco Life Insurance Company
Term Elite
30 Year Return of Premium
Assurity Life Insurance Company
Term Life
20 years
Assurity Life Insurance Company
Term Life
20 years
Gerber
Guaranteed Life
Guaranteed Acceptance Life Insurance
Sagicor Life Insurance Company
Sage Universal Life - No Exam
To Age 121 Level (No Lapse U/L)
Assurity Life Insurance Company
Term Life
10 years
Assurity Life Insurance Company
Term Life
20 years
Sagicor Life Insurance Company
Sage Term - No Exam
10 year
American General Life Insurance Company
Select-a-Term
20 year
NCE Group Life Insurance
NCE Protection Plus
Guaranteed Acceptance Life Insurance
Assurity Life Insurance Company
Term Life
30 years
American General Life Insurance Company
GI - Max Pay Age 84
Guaranteed Acceptance Life Insurance
Sagicor Life Insurance Company
Sage Term - No Exam
20 years
Assurity Life Insurance Company
Term Life
20 years
John Hancock Life Insurance Company USA
Hancock Term
20 years
Principal National Life Insurance Co
Term Life
10 years
Assurity Life Insurance Company
Term Life
20 years
Assurity Life Insurance Company
Term Life
15 year
United of Omaha Insurance Company
Term Life Expresss
20 years
United of Omaha Insurance Company
Term Life Expresss
30 years
Assurity Life Insurance Company
Term Life
15 year
American National Insurance Company
Signature Term - No Med
20 years
Foresters Life
Strong Foundation
20 years
Assurity Life Insurance Company
Term Life
20 years
Fidelity Life Association
Rapid Decision Term
20 years
Sagicor Life Insurance Company
Sage Universal Life - No Exam
To Age 121 Level (No Lapse U/L)
Pruco Life Insurance Company
Term Elite
20 years
Foresters Life
Strong Foundation
15 years
American National Insurance Company
Signature Term
10 years
United of Omaha Insurance Company
Term Life Expresss
10 years
Assurity Life Insurance Company
Accidental Death
Accidental Life Insurance
Gerber Life Insurance Company
Guaranteed Life
Guaranteed Acceptance Life Insurance
Mutual Of Omaha
Term Life Answers
30 years
Nassau Re Life Insurance Company
SI-Safe Harbor Term Express
20 years
Sagicor Life Insurance Company
Sage Term - No Exam
20 years
United of Omaha Insurance Company
Term Life Expresss
15 years
Sagicor Life Insurance Company
Sage Term - No Exam
20 years
Assurity
Term Life
30 years
United of Omaha Insurance Company
Mutual of Omaha Critical Illness
Critical Illness
Independent Order of Foresters
Strong Foundation
10 years
Sagicor Life Insurance Company
Sage Term - No Exam
20 years
Sagicor Life Insurance Company
Sage Term - No Exam
10 years
United of Omaha Insurance Company
Mutual of Omaha Critical Illness
Critical Illness
Assurity Life Insurance Company
Term Life
10 years
Assurity Life Insurance Company
Term Life
30 year
Assurity Life Insurance Company
Strong Foundation
Accidental Life Insurance
Assurity Life Insurance Company
Term Life
30 years
Assurity Life Insurance Company
Term Life
30 years
Assurity Life Insurance Company
Term Life
30 years
Sagicor Life Insurance Company
Sage Term - No Exam
10 year
United of Omaha Insurance Company
Life Accident Protection
Accidental Life Insurance
Nassau Re Life Insurance Company
Signature Term
20 years
Sagicor Life Insurance Company
Sage Universal Life - No Exam
To Age 121 Level (No Lapse U/L)
Foresters
Strong Foundation
10 years
Assurity Life Insurance Company
Term Life
20 years
Sagicor Life Insurance Company
Sage Universal Life - No Exam
Age 121
Assurity Life Insurance Company
Term Life
30 years
Sagicor Life Insurance Company
Sage Universal Life - No Exam
To Age 121 Level (No Lapse U/L)
Assurity Life Insurance Company
Term Life
10 year
Foresters
Strong Foundation
20 years
Mutual Of Omaha
Mutual of Omaha Childrens
Whole Life Life Insurance
Gerber Life Insurance Company
Guaranteed Life
Whole Life Life Insurance
Sagicor Life Insurance Company
Sage Term - No Exam
15 years
Sagicor Life Insurance Company
Sage Term - No Exam
15 years
Assurity Life Insurance Company
Term Life
10 years
Gerber Life Insurance Company
GI - Max Pay Age 84
Guaranteed Acceptance Life Insurance
Sagicor Life Insurance Company
Sage Term - No Exam
20 years
Sagicor Life Insurance Company
Sage Term - No Exam
20 years
Independent Order of Foresters
Strong Foundation
25 years
Banner Life Insurance Company
OPTerm
10 years
United Home Life Insurance Company
Express Issue Deluxe
Age 121
Mutual Of Omaha
Living Promise
Age to 100
Gerber Life
Guaranteed Life (ACH)
Whole Life Life Insurance
Mutual Of Omaha
Guaranteed ADvantage
Accidental Life Insurance
Sagicor Life Insurance Company
Sage Universal Life - No Exam
To Age 121 Level (No Lapse U/L)
Foresters
Term Life
10 years
NCE Group Life Insurance
NCE Protection Plus
Guaranteed Acceptance Life Insurance
NCE Group Life Insurance
NCE Protection Plus
Guaranteed Acceptance Life Insurance
Protective Life & Annuity Insurance Co
Custom Choice UL
20 years
Assurity Life Insurance Company
Term Life
30 years
United of Omaha Life Insurance Company
Term Life Expresss
20 years
United of Omaha Life Insurance Company
Term Life Expresss
30 years
Sagicor Life Insurance Company
Sage Term - No Exam
10 year
Sagicor Life Insurance Company
Sage Term - No Exam
10 years
Independent Order of Foresters
Strong Foundation
10 years
Assurity Life Insurance Company
Term Life
30 years
Sagicor Life Insurance Company
Sage Term - No Exam
10 years
United of Omaha Insurance Company
Mutual of Omaha Childrens
Whole Life Life Insurance
Sagicor Life Insurance Company
Sage Term - No Exam
20 years
United of Omaha Life Insurance Company
Term Life Expresss
10 years
Assurity Life Insurance Company
Term Life
Accidental Life Insurance
Sagicor Life Insurance Company
Sage Term - No Exam
20 years
Assurity Life Insurance Company
Term Life
30 years
Sagicor Life Insurance Company
Sage Term - No Exam
10 years
Sagicor Life Insurance Company
Sage Term - No Exam
10 years
Assurity Life Insurance Company
Term Life
20 years
Sagicor Life Insurance Company
Sage Term - No Exam
20 years
United of Omaha Insurance Company
Living Promise
Whole Life Life Insurance
American National Insurance Company
Signature Term
15 years
United of Omaha Insurance Company
Mutual of Omaha Childrens
Whole Life Life Insurance
Sagicor Life Insurance Company
Sage Term - No Exam
20 years
Assurity Life Insurance Company
Term Life
10 years
LifeShield
LifeShield
5 years
Assurity Life Insurance Company
Term Life
30 years
Pruco Life Insurance Company
PruLife ROP
30 Year Return of Premium
Assurity Life Insurance Company
Term Life
30 years
Sagicor Life Insurance Company
Sage Term - No Exam
20 years
Pruco Life Insurance Company
PruLife ROP
30 Year Return of Premium
Sagicor Life Insurance Company
Sage Term - No Exam
10 years
Assurity Life Insurance Company
Term Life
20 years
AIG/Guaranteed Issue
GI - Max Pay Age 84
Guaranteed Acceptance Life Insurance
Sagicor Life Insurance Company
Sage Term - No Exam
20 years
Gerber Life Insurance Company
Guaranteed Life
Guaranteed Acceptance Life Insurance
5 Star Life Insurance Company
To Age 100 Term
10 years
Sagicor Life Insurance Company
Sage Term - No Exam
15 years
Assurity Life Insurance Company
Term Life
15 years
United of Omaha Life Insurance Company
Term Life Expresss
20 years
Phoenix Life Insurance Company
SI-Safe Harbor Term Express
10 year
Assurity Life Insurance Company
Term Life
20 years
United of Omaha Life Insurance Company
Term Life Expresss
10 years
William Penn Life Insurance Co of NY
Penn Term
30 years
Gerber Life Insurance Company
Life Accident Protection
Accidental Life Insurance
American General Life Insurance Company
Select-a-Term
20 years
American General Life Insurance Company
Select-a-Term
20 years
Sagicor
Sage Term - No Exam
20 years
Assurity Life Insurance Company
Term Life
30 years
Assurity Life Insurance Company
Term Life
30 years
Sagicor Life Insurance Company
Sage Term - No Exam
20 years
William Penn Life Insurance Co of NY
Penn Term
10 year
Assurity Life Insurance Company
Accidental Death
Accidental Life Insurance
Sagicor
Sage Term - No Exam
10 years
American National Insurance Company
Signature Guaranteed UL
To Age 121 Level (No Lapse U/L)
Gerber Life
Life Accident Protection
Accidental Life Insurance
Independent Order of Foresters
Strong Foundation
10 years
Sagicor Life Insurance Company
Sage Term - No Exam
20 years
Assurity Life Insurance Company
Term Life
30 years
Phoenix Life Insurance Company
SI-Safe Harbor Term Express
20 years
Sagicor Life Insurance Company
Sage Term - No Exam
10 years
Assurity Life Insurance Company
Term Life
30 years
Gerber Life Insurance Company
Guaranteed Life
Guaranteed Acceptance Life Insurance
Gerber Life Insurance Company
Life Accident Protection
Accidental Life Insurance
Gerber Life Insurance Company
Life Accident Protection
Accidental Life Insurance
Fidelity Life Association Company
Rapid Decision Term
15 years
United of Omaha Life Insurance Company
Term Life Expresss
20 years
Gerber Life
Guaranteed Life
Age to 100