Find Mesa Car Insurance: Companies, Quotes & Discounts

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Written by Brian Greenberg
CEO / Founder & Licensed Insurance Agent

Last updated: July 19th, 2022

Reviewed by Grant Desselle
Licensed Insurance Agent

If you’re a car owner in Mesa, finding affordable car insurance is likely a top priority. Fortunately, there are plenty of companies and discounts available to help you find the best rates possible.

In this blog post, we’ll outline some of the best ways to find car insurance in Mesa, AZ, as well as review some of the most popular providers in the area. We hope this information will help you get the coverage you need at a price that fits your budget.

Average Car Insurance Rates in Mesa, AZ

How much does auto insurance cost in Mesa, AZ? The average cost of car insurance in Arizona is $843.92 per year, which is slightly lower than the U.S. average of $889.01. Pricing varies depending on the insurance provider, the policy’s limits, amount of coverage, your driving history, and other factors.

To get the best rates possible, it’s important to compare quotes from multiple car insurance companies. This way, you can be sure you’re getting the most bang for your buck.

Top Car Insurance Companies in Mesa, AZ

We identified eight of the most popular car insurance companies in Mesa and their average monthly rates. To give you an idea of how cheap car insurance can be in Mesa, AZ, here’s what the rates might look like for a 35-year-old male driving a Ford F-150 in Mesa.

Mercury – $127/month

Mercury Insurance is one of the largest car insurance providers in Mesa. The company offers a wide range of coverage options and discounts, making it a great option for both first-time drivers and experienced drivers alike.

Safeco – $158/month

Safeco is another large car insurance company that offers comprehensive coverage and competitive rates. In addition to standard auto insurance, the company also offers a variety of unique riders and add-ons, such as pet insurance and roadside assistance.

Kemper Preferred – $165/month

Kemper Preferred is a car insurance provider that offers both basic and comprehensive coverage options. It also has a variety of discounts available, including a safe driver discount and a multi-policy discount.

Progressive – $167/month

Progressive Insurance is one of the most well-known insurance providers in the United States. The company offers bunde and save options with auto, home, and renters or condo insurance. It also offers Snapshot Rewards for good driving which personalizes your car insurance to be usage-based.

Midvale – $167/month

Midvale car insurance is a great option for drivers who are looking for comprehensive coverage at an affordable price. The company offers a variety of discounts, including a safe driver discount and a multi-policy discount.

Travelers – $170/month

Travelers car insurance is a popular choice for drivers in Mesa. The company offers both basic and comprehensive coverage, as well as a variety of unique riders and add-ons.

Liberty Mutual – $182/month

Liberty Mutual car insurance is a great choice for drivers who are looking for both basic and comprehensive coverage. In addition to their car insurance, they also offer a variety of other insurance products, such as homeowners insurance and life insurance.

Direct Auto – $206/month

Rounding this list is Direct Auto car insurance. Direct Auto offers both basic and comprehensive car insurance coverage, as well as a variety of unique riders and add-ons for vehicle owners in Mesa.

Remember that these auto insurance rates are just estimates, so it’s important to get quotes from each company to find the best product for your needs. If that sounds like a chore, you can check out free quotes and compare premiums through Insurist.

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Auto Insurance Requirements in Mesa

All drivers in Mesa are required to have car insurance that meets the state’s minimum liability requirements. These requirements are designed to protect other drivers on the road in the event of an accident.

The state minimum liability limits are:

  • $25,000 for bodily injury per person ($50,000 for two or more persons)
  • $15,000 for property damage liability

However, it’s important to remember that these are just the minimums. You may want to consider purchasing more coverage than the state requires to fully protect yourself in the event of an accident.

Discounts on Car Insurance in Mesa, AZ

There are a few different discounts available to Mesa drivers that can help lower your car insurance rates. Some of these discounts include:

  • Good driver discount
  • Safe driver discount
  • Multi-car discount
  • Anti-theft device discount
  • Defensive driving discount
  • Low mileage discount

Talk to your insurance provider about the special rates they give if you meet certain conditions.

Mesa Driving Information

Mesa is the third largest city in Arizona and is located in the East Valley area of Greater Phoenix. The city is known for its mild winters and hot summers. Mesa is home to a number of tourist attractions, including the Mesa Arts Center, the Arizona Museum of Natural History, and the i.d.e.a Museum.

If you’re planning on driving in Mesa, there are a few things to keep in mind. First, always obey the speed limit and be aware of construction zones. Second, watch out for pedestrians, as they have the right of way in crosswalks. Finally, make sure you have your car insurance information with you at all times in case of an accident. By following these tips, you can help keep yourself and others safe on the roads.

We hope this guide has been helpful in finding Mesa car insurance. You can get started on finding the best car insurance in Mesa, AZ by using Insurist’s tool to get a free quote and compare rates to determine which one works best for you.

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