Insurancy

The Insurancy Blog

Insights that make insurance simple

266 expert guides, company reviews and original studies. Written and reviewed by licensed insurance agents.

Life Insurance

110 articles found

MIB Insurance Report: What You Need to KnowLife Insurance

MIB Insurance Report: What You Need to Know

MIB, formerly the Medical Information Bureau, is an insurance consumer reporting agency in North America, the only one, in fact, and its primary purpose is to protect insurance companies against fraud.

Brian GreenbergUpdated Jul 2022

Demystifying Private Placement Life InsuranceLife Insurance

Demystifying Private Placement Life Insurance

Want to learn more about private placement life insurance? We break down what a PPLI policy is, who should buy one, and how it can be used.

Brian GreenbergUpdated Jul 2022

Simplified Issue Term Life InsuranceLife Insurance

Simplified Issue Term Life Insurance

When you hear “simplified issue term life insurance,” you can expect not to have to take a medical exam. With simplified issue life insurance, there are a few key differences as compared with fully underwritten policies that require an exam.

Brian GreenbergUpdated Jul 2022

Washington State Long-Term Care TaxLife Insurance

Washington State Long-Term Care Tax

WA Cares Fund is a long-term care insurance tax of .058% of gross wages of workers in the state of Washington. November 1, 2021, is the deadline to avoid the new tax by purchasing a private long term care policy.

Brian GreenbergUpdated Jul 2022

Why Women Need Life Insurance - StatisticsLife Insurance

Why Women Need Life Insurance - Statistics

Studies, statistics, and reasons why women need life insurance.

Brian GreenbergUpdated Jul 2022

Dave Ramsey Life Insurance - What Does He Recommend?Life Insurance

Dave Ramsey Life Insurance - What Does He Recommend?

Dave Ramsey has three firm opinions about life insurance.

Brian GreenbergUpdated Jul 2022

Best Indexed Universal Life Companies - A Complete GuideLife Insurance

Best Indexed Universal Life Companies - A Complete Guide

Indexed universal life insurance provides permanent life insurance protection, cash-value accumulation, and growth - via fixed and indexed accounts.

Brian GreenbergUpdated Jul 2022

Best Indexed Universal Life CompaniesLife Insurance

Best Indexed Universal Life Companies

Indexed universal life insurance provides permanent life insurance protection, cash-value accumulation, and growth - via fixed and indexed accounts.

Brian GreenbergUpdated Jul 2022

Simplified Issue Whole Life InsuranceLife Insurance

Simplified Issue Whole Life Insurance

There are several types of simplified issue whole life products, including traditional, final expense/burial, and guaranteed issue. The product that is best for you depends on your age and health history.

Brian GreenbergUpdated Jul 2022

IUL vs. Whole-Life Insurance: 5 Key Differences To KnowLife Insurance

IUL vs. Whole-Life Insurance: 5 Key Differences To Know

What is the difference between whole-life and IUL insurance? Read this IUL vs. whole-life insurance comparison article from Insurancy.

Brian GreenbergUpdated Jul 2022

Is the Disability Income Rider Worth It?Life Insurance

Is the Disability Income Rider Worth It?

Adding a disability income rider to their life insurance policy is a good choice for anyone who needs a monthly income to meet their ongoing financial obligations.

Brian GreenbergUpdated Jun 2022

How Life Insurance Dividends Work & the Options AvailableLife Insurance

How Life Insurance Dividends Work & the Options Available

What are life insurance dividends, and how do you benefit from them? Read Insurancy’s guide to life insurance dividend options to learn more.

Brian GreenbergUpdated May 2022

Long Term Care Life Insurance RiderLife Insurance

Long Term Care Life Insurance Rider

A long-term care rider will provide you with financial benefits if you are no longer able to take care of yourself.

Brian GreenbergUpdated Feb 2022

Privacy PolicyLife Insurance

Privacy Policy

As a customer, your information is always safe with Insurancy. We use top of the line encryption and never lease or sell you personal information in order to maintain trust and confidence with our people. Read our privacy policy to learn more about how we go the extra mile to protect you.

Brian GreenbergUpdated Feb 2022