Rebecca Thrift
Licensed Insurance Agent
I've worked for Safeco and Liberty Mutual as a sales agent and claims adjuster for the last five years. My claims experience is primarily auto insurance, but I am licensed to sell auto and property insurance (homeowners, condo, renters, long-term renter, etc) currently.
Articles by Rebecca Thrift (15)
Best Age to Buy Life Insurance: What the Data Shows
The best age to buy life insurance is the age at which you first take on financial responsibility for someone else, because rates are locked at the age you apply and a healthy 30-year-old pays roughly half what a healthy 40-year-old pays for the same 20-year term policy. This guide shows monthly premiums by age across four common coverage amounts, the four life events that should trigger any buyer to apply now rather than later, and the financial cost of waiting one year, five years, and ten years to buy.
Business Insurance Guide
Business insurance is a portfolio of policies that protects a company from financial loss due to property damage, lawsuits, employee injuries, professional errors, and cyber attacks. The most common policies are general liability (GL), Business Owner's Policy (BOP), workers compensation, and professional liability (E&O).
Homeowners Insurance Guide
Homeowners insurance is a contract that protects your home and possessions from fire, theft, storms, and liability claims. Required by every U.S. mortgage lender. The average premium for $300,000 dwelling coverage is $1,754 per year as of 2024, per the National Association of Insurance Commissioners.
What Insurance Is Needed for Small Businesses?
As the owner of an established small business, having the right insurance ensures you're well protected from financial loss.
What Is Umbrella Insurance for a Business?
Umbrella insurance provides a business with extra insurance protection to cover claims that exceed the company's liability coverage limits.
When Do You Need Business Insurance
Needing insurance and not having it can devastate any business.
Can You Cancel a Life Insurance Policy?
Canceling a life insurance policy is possible, and many people consider it when finances get tight and they're worried about paying the premiums.
Can You Have Multiple Life Insurance Policies?
When your financial status or family situations change, updating your life insurance is a wise idea.
Does Life Insurance Cover Funeral Expenses?
The beneficiaries of a life insurance policy can certainly use the benefits to pay for their loved one's funeral, since they can use the benefits for anything they want.
Does Life Insurance Cover Suicidal Death?
Losing a loved one to suicide is never easy. In the sad aftermath of a self-inflicted death, your first thoughts are probably not about whether life insurance will cover your loved one's untimely death.
Life Insurance for Married Couples
Life insurance is a wise financial investment for most adults. However, many married couples may wonder if the monthly costs are worth the security life insurance can provide.
Should You Have Life Insurance After You Retire?
Purchasing life insurance is a must for many people, especially if they have young children or a dependent spouse relying on them financially.
How Much Is Commercial Trucking Insurance?
Commercial trucking insurance protects truck drivers and business owners in all areas of the trucking business.
Is Life Insurance Worth It?
Whether life insurance is worth it depends largely on your circumstances.
Renter's Insurance Guide
Renter's insurance can give you peace of mind that you're protected in case of theft, extreme weather, and accidents occurring in your home. Learn what renter's insurance is, what it does and doesn't cover, and how to find a policy.