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Corebridge Financial (AIG American General) Life Insurance Company

Offering a customizable term policy and guaranteed issue whole-life policy.
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Corebridge Financial Life Insurance Company

Written by Brian Greenberg
CEO / Founder & Licensed Insurance Agent

Last updated: March 7th, 2023

Reviewed by Grant Desselle
Licensed Insurance Agent

While other companies will automatically reject people with various pre-existing conditions because they are more risk averse, Corebridge Financial has some of the best underwriting for more of the higher-risk customers that other companies don’t want to insure. If you have a pre-existing condition, you can still be insured with affordable life insurance — even with a rejected application in your past.

Coverage Amount10-Year Term20-Year Term30-Year Term
$50,000$17.00$19.42$37.02
$100,000$13.32$15.83$23.53
$250,000$17.43$24.57$39.49

Pros

  • Great living benefits
  • Fully convertible
  • Customizable term product

Cons

  • Longer-than-normal underwriting approval time

Learn More About Corebridge Financial Life Insurance Plans

PlansDescriptionWho Is It Right For?Product Brochure

AIG American General Select-A-Term

As one of the most competitive term policies on the market, AIG American Select-A-Term provides quality term coverage at an affordable rate.
  • People ages 18-70
  • Individuals seeking custom term protection
  • Customers in good overall health
  • Those who are best suited for a fully underwritten policy
American National Signature Term

AIG American General Return of Premium Select-A-Term

Offering a return of premium, this policy provides the ability to have your paid-in premiums refunded if you outlive the policy term.
  • Same as the Select-A-Term policy
  • Customers who are looking for a forced-savings plan
  • Individuals who want to have their premiums returned to them after the life of the policy
AIG American General ROP Select-A-Term

AIG American General Guaranteed Issue Whole Life

A final expense policy that guarantees coverage regardless of your medical issues or health condition
  • Customers ages 50-85
  • People who need affordable guaranteed coverage
  • Those who are seeking final expense coverage of up to $25,000

AIG American General Guaranteed Issue

Corebridge Select-A-Term and Return Of Premium

When you’re looking for a company that is more open to applicants with riskier occupations and less-than-ideal medical histories, AIG American General typically comes out ahead of some of the other fully underwritten life insurance companies. Combine this with the ability to customize your term life insurance policy and AIG’s financial strength, and it’s easy to see why people continually choose AIG American General as their company.

The Select-A-Term product offered by AIG American General is a unique policy, as it allows you to choose the length of coverage that best suits you out of 17 different options. Other insurance companies typically offer only four choices. That extra flexibility, along with AIG American General’s excellent riders and competitive rates, make this life insurance carrier a popular choice among our customers.

Corebridge Guaranteed Issue Whole Life

If you are looking for guaranteed coverage from a reputable life insurance company, then AIG American General’s Guaranteed Issue Whole Life policy is a great option for you to consider. Providing final expense coverage of up to $25,000, this policy contains a graded benefit structure that returns premiums paid plus 10 percent, in the event that a death from natural causes occurs inside the first two years of the policy (accidents are covered at 100 percent of the death benefit). If you are diagnosed with a chronic or terminal illness after the two-year graded benefit period, included riders in the policy allow for you to access portions of the death benefits early, to help offset additional costs that arise as a result of your condition.

Corebridge Financial Customer Reviews

4.9 /5
Based on 46 reviews

Excellent
91%
Great
9%
Average
0%
Poor
0%
Bad
0%
Jun 07,2021
Fermin Rene Camarillo Verified
,TX
Communication Consultation was EXCELLENT
Company:
American General Life Insurance Company
Product:
Select-a-Term
Policy length:
20 years

Dec 02,2020
Debra Smartt Verified
,TN
Wonderful went splendid I loved everything ❤️❤️
Company:
American General Life Insurance Company
Product:
GI - Max Pay Age 84
Policy length:
Guaranteed Acceptance Life Insurance

Sep 29,2020
Donna Watson Verified
,VA
Very pleased to deal with these people... no harassing, very polite and easy to speak with!
Company:
Fidelity Life Association
Product:
GI - Max Pay Age 84
Policy length:
Final Expense Whole Life

Sep 08,2020
Donna Lathon Verified
,MO
very easy didn't take too much time. Great experience
Company:
American General Life Insurance Company
Product:
GI - Max Pay Age 84
Policy length:
Whole Life Life Insurance

Jul 03,2020
Mary Stanley Verified
,CA
Very Polite, Efficient, Knowledgeable and very helpful Thank You. Mike Stanley
Company:
American General Life Insurance Company
Product:
GI - Max Pay Age 84
Policy length:
Guaranteed Acceptance Life Insurance

Apr 14,2020
Harvey Wells Verified
,OH
The agent Nikki Walker provided me with excellent service. She listened and understood my need to obtain inexpensive whole life coverage for my father. The only reason I am not rating the company a five-star is because when I received my confirmation coverage letter, it had the wrong information on it. I believe that was done by one of her associates not the agent herself. When it comes to transactions involving a credit card number, it is really important that anticipated charges are accurately reflected. Nikki was very apologetic for it and I appreciate her. I would definitely recommend her to others. Rita Wells Gorder
Company:
AIG/Guaranteed Issue
Product:
Select-a-Term
Policy length:
Guaranteed Acceptance Life Insurance

Apr 09,2020
Manu Bhai Patel Verified
,AR
Very good. Application process was very simple
Company:
AIG/Guaranteed Issue
Product:
GI - Max Pay Age 84
Policy length:
Guaranteed Acceptance Life Insurance

Feb 19,2020
Gerald Lavery Verified
,ME
Cheryl was great and very explanatory
Company:
American General Life Insurance Company
Product:
Life Accident Protection
Policy length:
10 year

Nov 17,2019
Loueyee Elbusefi Verified
,MO
Excellent experience
Company:
American General Life Insurance Company
Product:
Select-a-Term
Policy length:
20 year

Nov 13,2019
Ying Lee Verified
,CA
AIG is a great life company.
Company:
American General Life Insurance Company
Product:
GI - Max Pay Age 84
Policy length:
Guaranteed Acceptance Life Insurance

Jul 10,2019
Fabiana Rodriguez-Irizarry Verified
,FL
The process was very quick an easy. The agents at True Blue are great. They were very responsive and helped explain the options and process.
Company:
AIG/Guaranteed Issue
Product:
GI - Max Pay Age 84
Policy length:
Guaranteed Acceptance Life Insurance

Jun 25,2019
Yong Suk Verified
,FL
Jennifer Plisch was great to work with and the price quoted to me at the time I applied was accurate and the price was actually a little lower when the policy was approved.
Company:
American General Life Insurance Company
Product:
Select-a-Term
Policy length:
20 years

Jun 25,2019
Stephen (Steve) Cales Verified
,FL
The process was easy and my agent Jennifer Plisch was in contact with me every step of the way. The experience with AIG was smooth and they answered all my questions.
Company:
American General Life Insurance Company
Product:
Select-a-Term
Policy length:
20 years

May 06,2019
Robert Finucci Verified
,ID
Great Service. Friendly and knowledgeable staff. Would definitely recommend them.
Company:
AIG/Guaranteed Issue
Product:
GI - Max Pay Age 84
Policy length:
Guaranteed Acceptance Life Insurance

Mar 29,2019
Thomas Niedermayer Verified
,PA
Easy and Fast
Company:
American General Life Insurance Company
Product:
GI - Max Pay Age 84
Policy length:
Guaranteed Acceptance Life Insurance

Mar 27,2019
Karen Hoff Verified
,TX
The process was quick and easy.
Company:
American General Life Insurance Company
Product:
GI - Max Pay Age 84
Policy length:
Guaranteed Acceptance Life Insurance

Feb 04,2019
Manita Ferdinand Verified
,NJ
Great experience . We obtain the policy quickly and received everything in the mail two weeks later
Company:
American General Life Insurance Company
Product:
GI - Max Pay Age 84
Policy length:
Guaranteed Acceptance Life Insurance

Jan 09,2019
Siarhei Ihnatovich Verified
,CA
Fantasticand excellent company
Company:
American General Life Insurance Company
Product:
Select-a-Term
Policy length:
30 years

Dec 30,2018
Josephine Azzopardi Verified
,FL
perfect will use again five stars
Company:
AIG
Product:
GI - Max Pay Age 84
Policy length:
Guaranteed Issue Life Insurance

Nov 07,2018
Rodolfo Escubio Verified
,CA
So far it’s been good. New customer here so we will see as it progresses but it’s been a good experience so far.
Company:
AIG/Guaranteed Issue
Product:
GI - Max Pay Age 84
Policy length:
Guaranteed Acceptance Life Insurance

Oct 13,2018
Joey Rothstein Verified
,AZ
Ken was great to work with! Super responsive quick with answering any and all questions. Highly recommend!!
Company:
American General Life Insurance Company
Product:
GI - Max Pay Age 84
Policy length:
30 years

Oct 12,2018
(Michael) Ludmila Minot Verified
,OH
Fast and accurate. The quote was fair and the processing fast.
Company:
American General Life Insurance Company
Product:
GI - Max Pay Age 84
Policy length:
Guaranteed Acceptance Life Insurance

Aug 24,2018
Debra Fowler Verified
,VA
Very fast turnaround.
Company:
AIG/Guaranteed Issue
Product:
GI - Max Pay Age 84
Policy length:
Guaranteed Acceptance Life Insurance

Aug 20,2018
Kenneth Hunter Verified
,MD
Very quick and thorough response .
Company:
AIG/Guaranteed Issue
Product:
GI - Max Pay Age 84
Policy length:
Guaranteed Acceptance Life Insurance

Aug 17,2018
William Carroll Verified
,NM
See note above about policy delivery time. Otherwise fine.
Company:
AIG/Guaranteed Issue
Product:
GI - Max Pay Age 84
Policy length:
Guaranteed Acceptance Life Insurance

Jul 28,2018
Lydia Cisneros Verified
,TX
Amazing customer service and fast
Company:
AIG/Guaranteed Issue
Product:
GI - Max Pay Age 84
Policy length:
Age 121

Jun 22,2018
Sonia Chavarria Verified
,CA
Fast processing-simple questions and screening the application is faster than expexted
Company:
American General Life Insurance Company
Product:
GI - Max Pay Age 84
Policy length:
Guaranteed Acceptance Life Insurance

May 18,2018
Jimmy Wilson Verified
,OR
Great! Fast and easy process. Put my mind at ease.
Company:
American General Life Insurance Company
Product:
GI - Max Pay Age 84
Policy length:
Age to 100

Mar 19,2018
Shannon & Liz Hyde Verified
,FL
Quick to respond with email.
Company:
American General Life Insurance Company
Product:
GI - Max Pay Age 84
Policy length:
Guaranteed Acceptance Life Insurance

Nov 24,2017
Ralph Dupuy Verified
,TX
Service was great and expedient. thanks Jen with /tru blu
Company:
American General Life Insurance Company
Product:
GI - Max Pay Age 84
Policy length:

Nov 05,2017
Audra Holsworth Verified
,TX
I really like AIG so far. They’ve all been very nice and accommodating.
Company:
American General Life Insurance Company
Product:
Select-a-Term
Policy length:
15 years

Nov 02,2017
Sheila Young Verified
,MD
So far so good. No complaints
Company:
AIG/Guaranteed Issue
Product:
GI - Max Pay Age 84
Policy length:

Sep 14,2017
Dawn Sevigny Verified
,TN
Awesome Service! Thanks Cheryl Schlenkert!!!
Company:
AIG/Guaranteed Issue
Product:
GI - Max Pay Age 84
Policy length:
Guaranteed Acceptance Life Insurance

Feb 01,2017
Cindy Jones Verified
,FL
Well, I haven't filed a claim yet so I'm not sure. That being said, their paperwork was well understood and I'm glad they offered the unique product I needed at the correct time.
Company:
AIG/Guaranteed Issue
Product:
GI - Max Pay Age 84
Policy length:
Age to 100

Aug 01,2012
Brian Volbert Verified
,OH
Very pleasant and easy overall.
Company:
American General Life Insurance Company
Product:
Select-a-Term
Policy length:

Mar 04,2012
Jeremiah Holthus Verified
,VA
Excellent experience. Would recommend to a friend.
Company:
American General Life Insurance Company
Product:
Select-a-Term
Policy length:

Feb 27,2012
Leslie Kelly Verified
,MD
Very positive during purchase of a term life insurance policy
Company:
American General Life Insurance Company
Product:
Select-a-Term
Policy length:

Feb 23,2012
Brittney Petersen Verified
,UT
Nice to work with- case manager communicated well- I received updates of changes- I felt overall staff was on top of it
Company:
American General Life Insurance Company
Product:
Select-a-Term
Policy length:

Nov 28,2011
Holly Badman Verified
,FL
my experience was very pleasant
Company:
American General Life Insurance Company
Product:
Select-a-Term
Policy length:

Oct 18,2011
Kevin Spinti Verified
,MN
Overall experience was good. Got a good policy @ a price lower than expected. The policy forms that were sent were a little confusing; for example, two different forms to authorize bank drafts. I called and was told to just fill one out. Then when the activation/payment forms came, my bank draft was set up, but my wife's was not.
Company:
American General Life Insurance Company
Product:
Select-a-Term
Policy length:

Sep 26,2011
Robert Mower Verified
,UT
Very Good products, excellent customer service, fast processing time, thanks.
Company:
American General Life Insurance Company
Product:
Select-a-Term
Policy length:

Sep 11,2011
Janet Cooper Verified
,OH
Communication has been excellent thus far.
Company:
American General Life Insurance Company
Product:
Select-a-Term
Policy length:

Sep 07,2011
Phillip Korenman Verified
,PA
My experience with American General in many ways feels limited. I worked with efinancial throughout the application process, and things seemed very seemless.
Company:
American General Life Insurance Company
Product:
Select-a-Term
Policy length:

Jul 29,2011
Jefferson Kim Verified
,CA
BEST PRICES! I got the healthiest rating. Beat out my other insurance company by far.
Company:
American General Life Insurance Company
Product:
Select-a-Term
Policy length:

Jul 13,2011
Henry Armstrong Verified
,AL
My experience with American General Life insurance was good. Everyone that I dealt with were professional and efficient.
Company:
American General Life Insurance Company
Product:
Select-a-Term
Policy length:

Jun 07,2011
michael miller Verified
,TX
My experience so far is only with the application process. However that went very smoothly and was handled well.
Company:
American General Life Insurance Company
Product:
Select-a-Term
Policy length:

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