term life insurance reviews

The Application process for Christine was perfect. The application process for Alan was flawed. It took too long to get a response adn the first application was denied. The second application did not take as long but was approved. I believe the underwriting process was flawed.

The process was pretty seamless and wasn’t too involved. Much better then the process with Banner!

There were some issues with miscommunication or computer glitches. Appointments made and then changed and alot of waiting. The people themselves were all wonderful, friendly and eager to correct issues.

Mixed feelings here. First, everyone I have spoken to at Sagicor has been extremely courteous and genuinely want to help. The missteps have come on the technology side (i.e. their website). While they kept showing they needed my premium payment before my policy was in force, I had actually paid the annual premium 4 times as their website would never give me a confirmation and I kept trying. After a few frustrating days everything got worked out.

We had a few miscommunications at the beginning, but it all worked out.

The application process was fair.

Nikki was excellent. The process the underwriters put you through is not good.That being said I did get the coverage I wanted at the rate I wanted but it took about 3 months.

Applying for life insurance is a very stressful time and during the process there were some mistakes made and at times portions of the process were unclear but I managed to get through them.

Pretty good, my situation changed and it required more docs

The experience was fairly straight forward and not hard.

It would be nice if you could update your informatin on online portal.

Even though i am just a term policy customer, these are monthly charges. And in charging monthly, you should be able to provide a charge to the customer on a monthly basis

I have had no xperiences with this company to be able to give a educated opinion other than they issued a policy

Would like to have access to account on line.

No experience with American National yet - other than working with Jen so I cannot really rate them!

It was even longer with another agent.

Required further review but satisfied.

Can’t really say...I haven’t received any policy papers yet or had any communication with them directly.

Very hard to believe they could not accept my credit card payment. Had to do a bank draw. Should be a very simple transaction.

Rated 3 stars only because I just signed up for policy. Great pricing though for a very reasonable coverage amount.