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no-medical-exam life insurance reviews

Real feedback from customers who bought no-medical-exam life insurance through Insurancy.

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Average rating

4.84

608 verified reviews

  1. Alan S.

    Charlemont, MA

    June 8, 2025

    The Application process for Christine was perfect. The application process for Alan was flawed. It took too long to get a response adn the first application was denied. The second application did not take as long but was approved. I believe the underwriting process was flawed.

    Company: Mutual Of OmahaPlan: Simplified Issue (No Medical Exam)Coverage: $150,000Term: 10 years
    term lifeno medical exam
  2. Porfiria M.

    Stockton, CA

    January 21, 2025

    So far I'm still waiting for the application to be approved, I would not be able to rate the service yet. So far everything has been smooth.

    Company: Gerber Life Insurance CompanyPlan: GIWLCoverage: $25,000Term: Guaranteed Acceptance Life Insurance
    whole lifeno medical examguaranteed issuefinal expense
  3. Dustin Z.

    Tomball, TX

    November 27, 2021

    The application process was fair.

    Company: Assurity Life Insurance CompanyPlan: Term Life Expresss - No MedicalCoverage: $490,000Term: 10 years
    term lifeno medical examinstant issue
  4. Shaunte G.

    Akron, OH

    September 26, 2021

    Applying for life insurance is a very stressful time and during the process there were some mistakes made and at times portions of the process were unclear but I managed to get through them.

    Company: United of Omaha Insurance CompanyPlan: Term Life Expresss - No MedicalCoverage: $150,000Term: 10 years
    term lifeno medical examinstant issue
  5. Matrina C.

    Winston Salem, NC

    August 24, 2021

    It was really very easy to apply for insurance with your company.

    Company: Gerber Life Insurance CompanyPlan: GIWLCoverage: $25,000Term: Guaranteed Acceptance Life Insurance
    whole lifeno medical examguaranteed issuefinal expense
  6. Todd D.

    Winter Haven, FL

    May 28, 2021

    Pretty good, my situation changed and it required more docs

    Company: Foresters LifePlan: Simplified Issue (No Medical Exam)Coverage: $400,000Term: 10 years
    term lifeno medical exam
  7. Richard B.

    West Valley City, UT

    December 11, 2020

    I have had no xperiences with this company to be able to give a educated opinion other than they issued a policy

    Company: Sagicor Life Insurance CompanyPlan: Simplified Issue (No Medical Exam)Coverage: $300,000Term: 20 years
    term lifeno medical exam
  8. Luther M.

    Norfolk, VA

    September 2, 2020

    It was even longer with another agent.

    Company: Phoenix Life Insurance CompanyPlan: SI - Safe Harbor Term expressCoverage: $100,000Term: 10 years
    term lifeno medical examinstant issue
  9. Stan H.

    Wellesley, MA

    July 1, 2020

    Required further review but satisfied.

    Company: Fidelity Life Association CompanyPlan: 10 years expressCoverage: $250,000Term: 10 years
    term lifeno medical examinstant issue
  10. Angela Parisi J.

    Spring Valley, CA

    May 18, 2020

    Can’t really say...I haven’t received any policy papers yet or had any communication with them directly.

    Company: Independent Order of ForestersPlan: YourTerm Non-MedCoverage: $50,000Term: 10 years
    term lifeno medical exam
  11. Gregory C.

    El Paso, TX

    February 27, 2020

    its ok the customer service could be more helpful.

    Company: Gerber Life Insurance CompanyPlan: Guaranteed LifeCoverage: $25,000Term: Age to 100
    whole lifeno medical examfinal expenseguaranteed issue
  12. Robin S.

    Scottsburg, IN

    November 8, 2019

    I have not had enough contact with Assurity to give an overall evaluation.

    Company: Assurity Life Insurance CompanyPlan: simplified whole lifeCoverage: $25,000Term: To Age 121 Level (No Lapse U/L)
    no medical examwhole life
  13. Long Y.

    WI

    July 4, 2018

    I'm pleased that they do offer this kind of policy, I just wished the waiting period was shorter than 2 years.

    Company: Gerber Life Insurance CompanyPlan: FEX GerberCoverage: $25,000Term: To Age 121 Level (No Lapse U/L)
    whole lifeno medical examguaranteed issue
  14. Janice R.

    Dauphin Island, AL

    June 25, 2018

    I am happy I have life insurance so Tha my family will have a little security.

    Company: American National Insurance CompanyPlan: Signature Term 15 (Express)Coverage: $200,000Term: 15 years
    term lifeno medical exam
  15. William G.

    IL

    January 14, 2018

    Too early to tell yet, I will reserve judgement

    Company: American National Insurance CompanyPlan: ANICO Signature Term Express 10Coverage: $250,000Term: 10 years
    term lifeno medical exam
  16. Kathleen K.

    Princeton Junction, NJ

    May 15, 2017

    They could be a lot more tech savy and electronic credit card payments would bring service into the 21st century. Otherwise, a good company.

    Company: Sagicor Life Insurance CompanyPlan: SI - Sage Term 15 (Simplified Issue)Coverage: $300,000Term: 15 years
    term lifeno medical exam
  17. Michael P.

    Villas, NJ

    February 17, 2017

    Too early to tell-but so far see no problems or issues--only filling out since it is required.

    Company: Sagicor Life Insurance CompanyPlan: SI - Sage Term 20 (Simplified Issue)Coverage: $100,000Term: 20 years
    term lifeno medical exam
  18. Melissa G.

    Georgetown, TX

    January 12, 2017

    Good, nothing to really report

    Company: Sagicor Life Insurance CompanyPlan: SI - Sage Term 10 (Simplified Issue)Coverage: $150,000Term: 10 years
    term lifeno medical exam

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