Personal Finance

Browse 2 expert personal finance guides written and reviewed by licensed insurance agents.

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Personal Loan Protection Insurance - Is It Worth It?

Personal loan protection insurance is a policy sold with a personal loan that pays some or all of the balance if you die, become disabled, or in some cases lose your job. It is convenient, but a standard level term life policy paired with disability insurance usually delivers more coverage per dollar and follows you across every debt, not just this one loan.

Brian Greenberg•Updated Jul 2026

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Living Will vs Living Trust - What Each Does and Costs

A living will and a living trust solve two different problems. A living will is an advance directive that records your medical treatment wishes if you cannot speak for yourself. A living trust is a legal entity that holds your assets during life and passes them to beneficiaries without probate. Most complete estate plans include both, alongside a last will and durable powers of attorney.

Brian Greenberg•Updated Jul 2026

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