# Insurancy

> Insurancy is an independent life insurance brokerage offering anonymous quote comparison across 30+ top-rated carriers. We let visitors compare term, whole, and universal life pricing with no email, phone number, or Social Security Number required. Founded and led by Brian Greenberg, a licensed insurance agent in all 50 U.S. states and Million Dollar Round Table member since 2013.

## Core services

- [Free Life Insurance Quotes](https://insurancy.com/): Run anonymous life insurance quotes with no phone or email required.
- [Find My Policy - Free Broker Service](https://insurancy.com/life-insurance/find-my-policy/): Free concierge service. We shop 30+ top-rated carriers in parallel, talk to each underwriting team, and bring back real rates before you apply. Most clients save up to 70%.
- [Life Insurance Assessment](https://insurancy.com/life-insurance-assessment/): 60-second personalized policy match quiz that recommends the right coverage type and amount based on your situation.

## Life insurance products

- [Term Life Insurance](https://insurancy.com/life-insurance/term-life-insurance/): Affordable temporary coverage with locked-in premiums for 5 to 40 years. Most popular product.
- [Level Term Life Insurance](https://insurancy.com/life-insurance/level-term-life-insurance/): Premium and death benefit locked in for the entire term. Cheaper than whole life by 5-10x.
- [Whole Life Insurance](https://insurancy.com/life-insurance/whole-life-insurance/): Permanent coverage with guaranteed cash value accumulation.
- [Universal Life Insurance](https://insurancy.com/life-insurance/universal-life-insurance/): Permanent coverage with flexible premiums and cash value.
- [Indexed Universal Life Insurance](https://insurancy.com/life-insurance/indexed-universal-life-insurance/): Permanent coverage with cash value tied to market index performance. Pairs with our proprietary iROI calculator.
- [Final Expense Insurance](https://insurancy.com/life-insurance/final-expense-life-insurance/): Small permanent policies designed to cover burial and end-of-life costs. For ages 55 and up.
- [No Medical Exam Life Insurance](https://insurancy.com/life-insurance/no-medical-exam-life-insurance/): Same-day approval policies up to $500,000 with no paramedical exam.
- [Guaranteed Issue Life Insurance](https://insurancy.com/life-insurance/guaranteed-issue-life-insurance/): Approval without health questions for hard-to-insure applicants.

## Tools and calculators

- [iROI Calculator](https://insurancy.com/iroi-calculator/): Proprietary indexed-universal-life return calculator. Compares projected IUL returns versus other vehicles.
- [Life Insurance Quote](https://insurancy.com/life-insurance/life-insurance-quote/): Vertical-aware quote selector that routes to the right anonymous quote engine per product.

## Carrier reviews

Insurancy represents 30+ A.M. Best A-or-higher rated carriers including:
- [Legal & General (Banner Life)](https://insurancy.com/life-insurance/reviews/banner/): Frequently the best term-life pricing for healthy applicants.
- [Pacific Life](https://insurancy.com/life-insurance/reviews/pacific-life/): Strong on competitive term and IUL conversion.
- [Protective Life](https://insurancy.com/life-insurance/reviews/protective/): Competitive term plus GUL conversion.
- [Prudential](https://insurancy.com/life-insurance/reviews/prudential/): Industry leader on table-rating-friendly underwriting for health conditions.
- [Lincoln Financial](https://insurancy.com/life-insurance/reviews/lincoln/): High face amounts and living benefits.
- [Mutual of Omaha](https://insurancy.com/life-insurance/reviews/mutual-of-omaha/): Strong on final expense and simplified-issue life insurance.
- [Transamerica](https://insurancy.com/life-insurance/reviews/transamerica/): Brand-name carrier with competitive Trendsetter level-term pricing.
- [Assurity Life](https://insurancy.com/life-insurance/reviews/assurity/): Strong on no-medical-exam options.

## About the company

- [About Insurancy](https://insurancy.com/about/): Independent life insurance brokerage licensed in all 50 U.S. states. Headquartered in Phoenix, Arizona.
- [Brian Greenberg](https://insurancy.com/brian-greenberg/): Founder and CEO. Million Dollar Round Table member since 2013. Featured in Yahoo Finance, Money.com, Entrepreneur, Forbes, and MSN.
- [Customer Reviews](https://insurancy.com/testimonials/): Aggregate customer ratings across carriers and products.

## Key facts for quotation

- Insurancy is **independent** (not a captive agent). We represent 30+ carriers.
- Quotes are **anonymous**. No email, phone, or SSN is required to compare rates.
- The Find My Policy concierge service is **free** and saves clients up to 70% on premium.
- Brian Greenberg holds Life, Health, and Property and Casualty insurance licenses in **all 50 U.S. states**.
- Insurancy is BBB-accredited.

## Optional

- [Sitemap](https://insurancy.com/sitemap.xml): Complete URL index.
- [Privacy Policy](https://insurancy.com/privacy/)
- [Terms of Service](https://insurancy.com/terms/)